CEIBA INC (EIN 232732783) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Principal Officer

WILLIAM GONZALEZ

Phone

2156347245

Tax Period

2023-07-01 to 2024-06-30

CEIBA INC, founded in 1989, is a community nonprofit in the Community Improvement sector that reported $1.1M in total revenue in fiscal year 2023. Revenue decreased 7% compared to the prior year. The organization ran a surplus of $340K, a strong 32% operating margin.

Mission

CEIBA'S MISSION IS TO PROMOTE THE ECONOMIC DEVELOPMENT AND FINANCIAL INCLUSION OF THE LATINO COMMUNITY THROUGH COLLABORATIONS AND ADVOCACY AIMED AT ENSURING THEIR ACCESS TO QUALITY HOUSING.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $603,135

Program Service Revenue $461,676

Investment Income $0

Other Revenue $3,467

TOTAL REVENUE $1,068,278

Expense Breakdown

Grants Paid $66,590

Salaries & Benefits $475,536

Fundraising Expenses $34,036

Program Expenses $588,370

Other Expenses $186,042

TOTAL EXPENSES $728,168

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,068,278	$1,143,505	-0.1%
Expenses	$728,168	$601,294	+0.2%
Net Income	$340,110	$542,211	-0.4%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✓ Lobbying ✓ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✓ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$80,923

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
WILLIAM GONZALEZ	EXECUTIVE DI	40.00	Officer	$80,923	$0	$80,923
ADONIS BANEGAS	SECRETARY/TR	1.00	Officer Director	$0	$0	$0
MICHELLE CARRERA-MORALES	BOARD MEMBER	1.00	Director	$0	$0	$0
REV DANNY CORTES	PRESIDENT	1.00	Officer Director	$0	$0	$0
YVETTE NUNEZ	BOARD MEMBER	0.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$1,068,278	$728,168	$2,002,192	$340,110
2024	$1,068,278	$728,168	$2,002,192	$340,110
2023	$1,143,505	$601,294	$1,622,529	$542,211
2022	$746,191	$660,253	$1,077,829	$85,938
2021	$750,508	$307,012	$996,290	$443,496
2020	$487,832	$241,649	$594,356	$246,183
2019	$385,301	$295,887	$307,153	$89,414
2018	$346,916	$261,753	$219,979	$85,163

CEIBA INC