INSTITUTE FOR FRONTIER SCIENCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

Beverly Rubik

Phone

5104284084

Tax Period

2025-01-01 to 2025-12-31

INSTITUTE FOR FRONTIER SCIENCE, founded in 1997, is a micro nonprofit in the Social Science sector that reported $67K in total revenue in fiscal year 2025. Revenue fell 48% from the prior year — a significant decline worth monitoring. Expenses of $79K exceeded revenue, resulting in a 19% operating deficit.

Mission

SCIENTIFIC AND MEDICAL RESEARCH AND PUBLIC EDUCATION OF THE FINDINGS

Program Service Accomplishments

Program 1

Expenses: $8,000 Revenue: $8,000

1. THE SUBTLE ENERGY RESEARCH PROJECT IS A FUNDAMENTAL SCIENTIFIC RESEARCH PROJECT TO DETECT AND MEASURE THE PRESENCE OF PUTATIVE SUBTLE ENERGIES ASSOCIATED WITH BIOFIELD PRACTITIONERS, ENERGY...

1. THE SUBTLE ENERGY RESEARCH PROJECT IS A FUNDAMENTAL SCIENTIFIC RESEARCH PROJECT TO DETECT AND MEASURE THE PRESENCE OF PUTATIVE SUBTLE ENERGIES ASSOCIATED WITH BIOFIELD PRACTITIONERS, ENERGY HEALERS, PHYSICAL CORRELATES OF THE INTENTION TO HEAL, AND "LAYING ON OF HANDS." WE HYPOTHESIZE THAT THESE ENERGIES ARE NOT ALL CONVENTIONAL AND MAY REQUIRE NEW INSTRUMENTATION. WE CONTINUE TO WORK WITH OUR CUSTOM ARRAY OF SENSORS THAT WE BUILT PREVIOUSLY. PRINCIPAL INVESTIGATORS ARE HARRY JABS, MS, AND BEVERLY RUBIK, PHD. THIS INVESTIGATION IS ONGOING.

Program 2

Expenses: $59,419 Revenue: $59,419

2. MEASUREMENT OF WIRELESS COMMUNICATION RADIATION. PROJECT TO DEVELOP AN IMPROVED TECHNIQUE TO MEASURE ELECTROMAGNETIC FIELDS WITH EXTENDED FREQUENCY RANGES AND SENSITIVITIES. THIS PROJECT STARTED IN 2018 AND CONTINUED IN 2025 AND BEYOND. SOME HARDWARE AND SOFTWARE HAS BEEN DEVELOPED. NUMEROUS EDUCATIONAL PRESENTATIONS WERE MADE TO THE PUBLIC REGARDING SAFETY ISSUES.

Program 3

Expenses: $5,000 Revenue: $5,000

3. GEOPHYSICAL RESEARCH PROJECT. SCIENTIFIC INVESTIGATIONS TO EVALUATE ANOMALIES OF GREAT PUBLIC INTEREST SUCH AS GEOPHYSICS OF NATIVE AMERICAN AND EUROPEAN SACRED SITES. COLLABORATION WITH NASA...

3. GEOPHYSICAL RESEARCH PROJECT. SCIENTIFIC INVESTIGATIONS TO EVALUATE ANOMALIES OF GREAT PUBLIC INTEREST SUCH AS GEOPHYSICS OF NATIVE AMERICAN AND EUROPEAN SACRED SITES. COLLABORATION WITH NASA SENIOR SCIENTIST'S GROUP ON EARTHQUAKE FORECASTING BASED ON ELECTRIC, MAGNETIC, IONIZING RADIATION MEASUREMENTS, AND SOLAR ACTIVITY. OBSERVATIONS OF BIOLOGIC ELECTRIC FIELDS. THESE INVESTIGATIONS ARE ONGOING.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $34,318

Program Service Revenue $7,207

Investment Income $25,331

Other Revenue $0

TOTAL REVENUE $66,856

Expense Breakdown

Grants Paid $5,000

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $72,419

Other Expenses $74,320

TOTAL EXPENSES $79,320

Year-over-Year Comparison

	2025	2024	Change
Revenue	$66,856	$127,619	-0.5%
Expenses	$79,320	$172,961	-0.5%
Net Income	$-12,464	$-45,342	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BEVERLY RUBIK	PRESIDENT	10.0	Officer Director	$0	$0	$0
NICK HERBERT	DIRECTOR	0.5	Director	$0	$0	$0
MARSHA ADAMS	DIRECTOR	0.5	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$66,856	$79,320	$766,916	$-12,464
2024	No data	No data	No data	No data
2023	$195,016	$160,338	$716,871	$34,678
2022	$187,572	$130,990	$677,641	$56,582
2021	$135,959	$104,853	$620,049	$31,106
2020	$136,349	$80,115	$584,519	$56,234