FINANTA (EIN 232857766) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1996

Legal Domicile

Principal Officer

DANIEL BETANCOURT

Phone

7173932351

Tax Period

2024-07-01 to 2025-06-30

FINANTA, founded in 1996, is a small nonprofit in the Community Improvement sector that reported $843K in total revenue in fiscal year 2024. Revenue fell 42% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $527K, a strong 63% operating margin.

Mission

A LENDING INSTITUTION FACILITATING ACCESS TO CAPITAL AND CONSULTATION SERVICES.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $20,371

Program Service Revenue $481,309

Investment Income $340,963

Other Revenue $0

TOTAL REVENUE $842,643

Expense Breakdown

Grants Paid $0

Salaries & Benefits $37,942

Fundraising Expenses $12,859

Program Expenses $281,413

Other Expenses $277,516

TOTAL EXPENSES $315,458

Year-over-Year Comparison

	2024	2023	Change
Revenue	$842,643	$1,464,918	-0.4%
Expenses	$315,458	$1,765,217	-0.8%
Net Income	$527,185	$-300,299	-2.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,064,935

Total Directors

$636,751

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DANIEL BETANCOURT	PRESIDENT &	1.00	Officer	$0	$42,809	$428,184
JONATHAN ENCARNACION	SENIOR VP CH	1.00	Highest	$0	$44,852	$251,317
JOAN BROADHEAD	CHIEF STRATE	1.00	Officer Director	$0	$29,202	$237,751
DRAGAN DODIK	SENIOR VP CH	1.00	Highest	$0	$34,777	$222,398
JAMES BUERGER	LENDER	1.00	Officer Director	$0	$38,921	$206,600
EDWARD GALLAGHER	SENIOR VP CH	1.00	Highest	$0	$7,829	$205,679
ELIZABETH BENNETT	CFO ('24-'25	1.00	Officer Director	$0	$12,309	$192,400
VEDER REDICK	VP COMMUNITY	1.00	Highest	$0	$21,165	$163,603
ALBA FERNANDEZ	SEN VP/LENDI	1.00	Highest	$0	$19,207	$162,365
LENIN AGUDO	BOARD MEMBER	1.00	Director	$0	$0	$0
JONATHAN BOWSER	CHAIR	1.00	Officer Director	$0	$0	$0
MARILYN BROWN	SECRETARY	1.00	Officer Director	$0	$0	$0
NATALIA DOMINGUEZ BUCKLEY	BOARD MEMBER	1.00	Director	$0	$0	$0
REV DR GREGORY J EDWARDS	BOARD MEMBER	1.00	Director	$0	$0	$0
SAMUEL T COOPER ESQ	BOARD MEMBER	1.00	Director	$0	$0	$0
CARLOS LOPEZ	BOARD MEMBER	1.00	Director	$0	$0	$0
LAWRENCE MCCOMIE	VICE CHAIR	1.00	Officer Director	$0	$0	$0
R ERIC MENZER	BOARD MEMBER	1.00	Director	$0	$0	$0
ABRAHAM PARDO	BOARD MEMBER	1.00	Director	$0	$0	$0
JENNIFER RODRIGUEZ	BOARD MEMBER	1.00	Director	$0	$0	$0
ROBERT TORRES	TREASURER	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$842,643	$315,458	$25,402,548	$527,185
2020	$3,961,565	$2,169,711	$26,712,102	$1,791,854
2019	$4,181,525	$1,738,083	$24,614,281	$2,443,442

FINANTA