Modular Home Builders Association (EIN 232869172) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

Tom Hardiman

Phone

4343282387

Tax Period

2025-01-01 to 2025-12-31

Modular Home Builders Association, founded in 1997, is a small nonprofit in the Housing & Shelter sector that reported $239K in total revenue in fiscal year 2021. Expenses of $225K left a modest 6% surplus.

Mission

PROMOTE THE GENERAL WELFARE OF THE MODULAR HOME INDUSTRY.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $365,217

Investment Income $0

Other Revenue $0

TOTAL REVENUE $365,217

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $271,823

Other Expenses $351,587

TOTAL EXPENSES $351,587

Year-over-Year Comparison

	2025	2024	Change
Revenue	$365,217	$364,286	+0.0%
Expenses	$351,587	$388,082	-0.1%
Net Income	$13,630	$-23,796	-1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
Ryan Bish	Director	Director	$0	$0	$0
Thomas Coronato	Director	Officer Director	$0	$0	$0
Ken Semler	Past President	Officer Director	$0	$0	$0
Harris Woodward	Director	Director	$0	$0	$0
Kelly Williams	Director	Director	$0	$0	$0
Jason Drouse	Director	Director	$0	$0	$0
Andrew Strocko	Director	Director	$0	$0	$0
John Garrett	Director	Director	$0	$0	$0
Drew Pierce	Director	Director	$0	$0	$0
Nicholas Hartman	Director	Director	$0	$0	$0
Anthony Zarrilli	Treasurer	Director	$0	$0	$0
Gwen Elliot	Secretary	Director	$0	$0	$0
Gary Casazza	Director	Director	$0	$0	$0
Todd Griffith	Director	Director	$0	$0	$0
Steve Dubin	Director	Director	$0	$0	$0
Lynn Kuhns	President	Officer Director	$0	$0	$0
Craig Landri	Vice President	Director	$0	$0	$0
David Roover	Director	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$365,217	$351,587	$195,855	$13,630
2024	$364,286	$388,082	$198,107	$-23,796
2023	$283,539	$294,274	$178,449	$-10,735
2022	$272,931	$277,911	$178,326	$-4,980
2021	$239,202	$225,121	$162,057	$14,081

Modular Home Builders Association