NATIONAL AUTOMOTIVE FINANCE ASSOC

EIN: 232888376

TALLAHASSEE, FL

Total Revenue
$1,146,583
Total Expenses
$925,793
Total Assets
$343,010
Net Assets
$212,932
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1997
Legal Domicile
DE
Principal Officer
JENNIFER MARTIN
Phone
4107124036
Tax Period
2024-01-01 to 2024-12-31

NATIONAL AUTOMOTIVE FINANCE ASSOC, founded in 1997, is a community nonprofit that reported $1.1M in total revenue in fiscal year 2024. Revenue surged 38% from the prior year, signaling strong growth momentum. The organization ran a surplus of $221K, a strong 19% operating margin.

Mission

FUNCTIONS AS A TRADE ASSOCIATION OF LENDERS AND LESSORS REPRESENTING THE SUB-PRIME AUTOMOTIVE FINANCE INDUSTRY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $1,145,277
Investment Income $1,306
Other Revenue $0
TOTAL REVENUE $1,146,583

Expense Breakdown

Grants Paid $0
Salaries & Benefits $346,562
Fundraising Expenses $0
Other Expenses $579,231
TOTAL EXPENSES $925,793

Year-over-Year Comparison

2024 2023 Change
Revenue $1,146,583 $832,004 +0.4%
Expenses $925,793 $852,682 +0.1%
Net Income $220,790 $-20,678 -11.7%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
28
Independent Members
28
Employees
3
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$176,882
Total Directors
27
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JENNIFER MARTIN EXECUTIVE DI 40.00
Officer
$161,306 $15,576 $176,882
PAUL GILLESPIE BOARD MEMBER 1.00
Director
$0 $0 $0
MICKY WATTS CHAIRMAN 5.00
Officer Director
$0 $0 $0
CLAUDIA PLASCENCIA PRESIDENT 5.00
Officer Director
$0 $0 $0
MATT BURKE SECRETARY/TR 2.00
Officer Director
$0 $0 $0
SUZI STRAFFON VICE PRESIDE 2.00
Officer Director
$0 $0 $0
JIM BASS BOARD MEMBER 1.00
Director
$0 $0 $0
BRENDA STUCKERT BOARD MEMBER 1.00
Director
$0 $0 $0
CHRIS MITCHAM BOARD MEMBER 1.00
Director
$0 $0 $0
DAVID ELMORE BOARD MEMBER 1.00
Director
$0 $0 $0
DON JASENSKY BOARD MEMBER 1.00
Director
$0 $0 $0
GARY PERDUE BOARD MEMBER 1.00
Director
$0 $0 $0
IAN ANDERSON BOARD MEMBER 1.00
Director
$0 $0 $0
JEFF ANDERSON BOARD MEMBER 1.00
Director
$0 $0 $0
JEFFREY HAYMORE BOARD MEMBER 1.00
Director
$0 $0 $0
KEVIN CARR BOARD MEMBER 1.00
Director
$0 $0 $0
KRISTIN KARWAT BOARD MEMBER 1.00
Director
$0 $0 $0
MARGUERITE WATANABE BOARD MEMBER 1.00
Director
$0 $0 $0
OZZIE RAMOS BOARD MEMBER 1.00
Director
$0 $0 $0
JOEL KENNEDY BOARD MEMBER 1.00
Director
$0 $0 $0
JUSTIN CONNERS BOARD MEMBER 1.00
Director
$0 $0 $0
BRAD BITNER BOARD MEMBER 1.00
Director
$0 $0 $0
ANDY MAYERS BOARD MEMBER 1.00
Director
$0 $0 $0
BRIAN CONFADT BOARD MEMBER 1.00
Director
$0 $0 $0
MARISSA KALIMAN BOARD MEMBER 1.00
Director
$0 $0 $0
DAVID BAKER BOARD MEMBER 1.00
Director
$0 $0 $0
LYNDON ELAM BOARD MEMBER 1.00
Director
$0 $0 $0
ERIC JOHNSON COUNSEL 2.00
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $1,146,583 $925,793 $343,010 $220,790
2023 $832,004 $852,682 $173,534 $-20,678
2022 $787,417 $714,919 $168,933 $72,498
2021 $678,514 $628,302 $99,082 $50,212
2020 $599,057 $586,703 $89,000 $12,354
2019 $913,093 $972,779 $166,150 $-59,686
2018 $969,762 $931,099 $222,549 $38,663
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