HORSHAM FIRE CO RELIEF ASSOCIATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1986

Legal Domicile

Principal Officer

CHRISTOPHER KEYSER

Phone

2156759859

Tax Period

2025-01-01 to 2025-12-31

HORSHAM FIRE CO RELIEF ASSOCIATION, founded in 1986, is a small nonprofit that reported $283K in total revenue in fiscal year 2025. The organization ran a surplus of $109K, a strong 38% operating margin.

Mission

SUPPLIES SAFETY AND TRAINING EQUIPMENT FOR THE FIRE FIGHTERS OF HORSHAM FIRE COMPANY.

Program Service Accomplishments

Program 1

Expenses: $159,625

TO PROVIDE SAFETY AND TRAINING EQUIPMENT FOR THE FIRE FIGHTERS OF HORSHAM FIRE COMPANY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $266,810

Program Service Revenue $0

Investment Income $16,112

Other Revenue $0

TOTAL REVENUE $282,922

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $159,625

Other Expenses $174,299

TOTAL EXPENSES $174,299

Year-over-Year Comparison

	2025	2024	Change
Revenue	$282,922	$286,842	0.0%
Expenses	$174,299	$263,925	-0.3%
Net Income	$108,623	$22,917	+3.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MIKLE RUDDOCK	DIRECTOR	5.00	Director	$0	$0	$0
BRUCE MCAFFERTY	DIRECTOR	5.00	Director	$0	$0	$0
RITA HENNESSEY	DIRECTOR	5.00	Director	$0	$0	$0
CHRISTOPHER KEYSER	TREASURER	5.00	Officer	$0	$0	$0
LINDA GREENBERG	PRESIDENT	5.00	Officer	$0	$0	$0
HOLLY QUINONES	SECRETARY	5.00	Officer	$0	$0	$0
BILL HARTNETT	VICE PRESIDENT	5.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$282,922	$174,299	$1,902,356	$108,623
2024	No data	No data	No data	No data
2023	$279,532	$245,928	$1,755,698	$33,604
2022	$257,408	$224,005	$1,706,107	$33,403
2021	$231,105	$167,772	$1,726,873	$63,333
2020	$247,874	$247,638	$1,657,834	$236