Why Not Prosper Inc (EIN 233089308) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2001

Legal Domicile

Principal Officer

Michelle A Simmons

Phone

2158422360

Tax Period

2025-01-01 to 2025-12-31

Why Not Prosper Inc, founded in 2001, is a community nonprofit in the Community Improvement sector that reported $2.3M in total revenue in fiscal year 2025. Revenue surged 26% from the prior year, signaling strong growth momentum.

Mission

provide social services to womaen who have been incarceraeted

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $2,210,569

Program Service Revenue $32,170

Investment Income $0

Other Revenue $17,952

TOTAL REVENUE $2,260,691

Expense Breakdown

Grants Paid $0

Salaries & Benefits $882,486

Fundraising Expenses $0

Program Expenses $1,975,257

Other Expenses $1,356,666

TOTAL EXPENSES $2,239,152

Year-over-Year Comparison

	2025	2024	Change
Revenue	$2,260,691	$1,788,269	+0.3%
Expenses	$2,239,152	$1,694,643	+0.3%
Net Income	$21,539	$93,626	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
JULIE CURRIE	Member	Director	$0	$0	$0
CAROL AUSTIN	Member	Director	$0	$0	$0
DANEA LANGSTON-BANKS	Member	Director	$0	$0	$0
SAM STATEN	Business Manager	Director	$0	$0	$0
MICHELLE A SIMMONS	President and CEO	Officer	$0	$0	$0
ARETHA SWIFT	Member	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,260,691	$2,239,152	$706,673	$21,539
2024	$1,788,269	$1,694,643	$580,776	$93,626
2023	$1,599,797	$1,591,266	$714,990	$8,531
2022	$1,072,922	$1,107,496	$627,793	$-34,574
2021	$1,084,919	$757,455	$737,357	$327,464
2020	$572,866	$528,403	$450,934	$44,463
2019	$316,995	$309,467	$346,189	$7,528
2018	$325,091	$313,916	$347,460	$11,175

Why Not Prosper Inc