HOLY FAMILY RADIO INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2001

Legal Domicile

Principal Officer

BETTY GIRVEN

Phone

7173920298

Tax Period

2021-07-01 to 2022-06-30

HOLY FAMILY RADIO INC, founded in 2001, is a small nonprofit in the Religion sector that reported $210K in total revenue in fiscal year 2021. Revenue surged 76% from the prior year, signaling strong growth momentum. The organization ran a surplus of $57K, a strong 27% operating margin.

Mission

TO BROADCAST CATHOLIC RADIO PROGRAMMING IN CENTRAL PENNSYLVANIA

Program Service Accomplishments

Program 1

Expenses: $102,026

OPERATION OF 2000 WATT STATION ON THE CLEAR CHANNEL FREQUENCY OF 720 AM. HOLY FAMILY RADIO BROADCASTS EWTN GLOBAL CATHOLIC NETWORK PROGRAMMING AND LOCALLY PRODUCED PROGRAMS 24 HOURS A DAY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $199,339

Program Service Revenue $0

Investment Income $259

Other Revenue $10,284

TOTAL REVENUE $209,882

Expense Breakdown

Grants Paid $0

Salaries & Benefits $42,416

Fundraising Expenses $11,440

Program Expenses $102,026

Other Expenses $110,693

TOTAL EXPENSES $153,109

Year-over-Year Comparison

	2021	2020	Change
Revenue	$209,882	$119,240	+0.8%
Expenses	$153,109	$153,109	N/A
Net Income	$56,773	$-33,869	-2.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOSEPH APONICK	VICE PRESIDE	5.00	Officer Director	$0	$0	$0
RACHEL BRYSON	TREASURER	10.00	Officer Director	$0	$0	$0
BISHOP RONALD GAINER	BOARD MEMBER	5.00	Director	$0	$0	$0
BETTY GIRVEN	PRESIDENT	20.00	Officer Director	$0	$0	$0
DR LEONA FRANCES WOSKOWIAK	SECRETARY	10.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2022	$209,882	$153,109	$246,282	$56,773