MUTUAL BENEFICIAL ASSOCIATION INC

EIN: 236000755 Mutual Benefit

Berwyn, PA

Total Revenue
$10,092,252
Total Expenses
$10,039,889
Total Assets
$128,279,100
Net Assets
$2,673,276
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1913
Legal Domicile
DE
Principal Officer
Stephen Santarlasci
Phone
6107220253
Tax Period
2025-01-01 to 2025-12-31

MUTUAL BENEFICIAL ASSOCIATION INC, founded in 1913, is a mid-sized nonprofit in the Mutual Benefit sector that reported $10.1M in total revenue in fiscal year 2025. Revenue decreased 8% compared to the prior year.

Mission

We are a Fraternal Benefit Society that serves the transportation industry and their families and to provide social and charitable activities in the community.

Program Service Accomplishments

Program 1

We are a Fraternal Benefit Society that serves the transportation industry and their families and provides charitable and social activities in the community.

Program 2

We are a Fraternal Benefit Society that serves the transportation industry and their families and provides charitable and social activities in the community.

Program 3

We are a Fraternal Benefit Society that serves the transportation industry and their families and provides charitable and social activities in the community.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $10,092,252
Investment Income $0
Other Revenue $0
TOTAL REVENUE $10,092,252

Expense Breakdown

Grants Paid $0
Salaries & Benefits $735,296
Fundraising Expenses $0
Program Expenses $0
Other Expenses $460,238
TOTAL EXPENSES $10,039,889

Year-over-Year Comparison

2025 2024 Change
Revenue $10,092,252 $10,914,064 -0.1%
Expenses $10,039,889 $11,086,362 -0.1%
Net Income $52,363 $-172,298 -1.3%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Liquidity & Cash Position

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Governance

Voting Members
5
Independent Members
2
Employees
4
Volunteers
275

Governance Policies

✓ Conflict of Interest Policy
✓ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$520,653
Total Directors
5
$520,653
Key Employees
3
$509,253
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Mary L Gibney General Secretary 55
Officer Director Key Emp Highest
$200,482 $0 $200,482
Thomas Catanach General Treasurer 50
Officer Director Key Emp
$191,896 $0 $191,896
Stephen M Santarlasci General President 50
Officer Director Key Emp
$116,875 $0 $116,875
Richard O Dietrich General Vice President 2
Officer Director
$5,800 $0 $5,800
John C Carini Director 1
Officer Director
$5,600 $0 $5,600
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $10,092,252 $10,039,889 $128,279,100 $52,363
2024 $10,914,064 $11,086,362 $128,205,778 $-172,298
2023 $11,785,428 $11,722,473 $131,839,304 $62,955
2022 $20,036,739 $19,888,190 $132,759,628 $148,549
2021 $16,714,771 $16,245,868 $127,426,384 $468,903
2020 $15,240,993 $14,684,283 $123,181,740 $556,710
2019 $17,963,626 $17,842,564 $117,257,839 $121,062
2018 $15,991,215 $15,881,537 $111,618,665 $109,678
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