HARRISBURG BRIDGE CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Phone

7177374461

Tax Period

2023-01-01 to 2023-12-31

HARRISBURG BRIDGE CLUB, founded in 1954, is a small nonprofit that reported $117K in total revenue in fiscal year 2023. Expenses of $103K left a modest 12% surplus.

Mission

TO PROMOTE THE PLAYING OF BRIDGE IN A FRIENDLY ENVIRONMENT. TO PROVIDE FACILITIES TO TEACH PEOPLE TO PLAY CONTRACT BRIDGE

Program Service Accomplishments

Program 1

Expenses: $0 Revenue: $0

THERE ARE AN AVERAGE OF TEN 10 SESSIONS OF CONTRACT DUPLICATE BRIDGE HELD ON A WEEKLY BASIS. THESE SESSIONS ARE YEAR ROUND

Program 2

Expenses: $0 Revenue: $0

THE CLUB PROVIDES FACILITIES TO INSTRUCT PLAYERS IN THE DIFFERENT FACETS OF CONTRACT BRIDGE. INSTRUCTION CAN VARY FROM BEGINNER TO EXPERT LEVEL

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $7,329

Program Service Revenue $108,408

Investment Income $1,267

Other Revenue $100

TOTAL REVENUE $117,104

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $0

Other Expenses $103,310

TOTAL EXPENSES $103,310

Year-over-Year Comparison

	2023	2022	Change
Revenue	$117,104	$111,673	+0.0%
Expenses	$103,310	$105,022	0.0%
Net Income	$13,794	$6,651	+1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARGARET SOBOLEWSKI	PRESIDENT	10.00	Officer	$0	$0	$0
JACK HUND	VICE PRESIDENT	15.00	Officer	$0	$0	$0
MaryRose Noto-Hardy	TREASURER	12.00	Officer	$0	$0	$0
CECILE HUND	SECRETARY	3.00	Officer	$0	$0	$0
DARIUS KAPADIA	ASSISTANT TREASURER	5.00	Officer	$0	$0	$0
LINDA DAVIS	DIRECTOR	1.00	Director	$0	$0	$0
PAT BETTGER	DIRECTOR	1.00	Director	$0	$0	$0
JACQUELINE GRANITE	DIRECTOR	1.00	Director	$0	$0	$0
JUDY REYNOLDS	SELLER CHAIR	5.00	Director	$0	$0	$0
DAVE CHARLESTON	DIRECTOR	1.00	Director	$0	$0	$0
BILL EVEN	MEMBERSHIP	5.00	Director	$0	$0	$0
LINDA IVANOFF	HOSPITALITY	1.00	Director	$0	$0	$0
PAT KAUFOLD	DIRECTOR	1.00	Director	$0	$0	$0
LEN CRUMB	HOUSE MANAGER	7.00	Director	$0	$0	$0
MIKE MENDELSON	HOUSE MANAGER	15.00	Officer	$0	$0	$0
JACK RUDY	ACBL LIAISON EDUCATION	5.00	Director	$0	$0	$0
JAMES BOYER	Club Manager	20.00	Officer	$0	$0	$0
BRIDGET WHITLEY	DIRECTOR	1.00	Director	$0	$0	$0
RAY RIZZO	DIRECTOR	1.00	Director	$0	$0	$0
DAVE KRAUS	DIRECTOR	1.00	Director	$0	$0	$0
KURT MEYER	DIRECTOR	1.00	Director	$0	$0	$0
CINDY MUELLER	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$117,104	$103,310	$602,018	$13,794
2022	$111,673	$105,022	$588,224	$6,651
2021	$97,855	$77,503	$581,573	$20,352
2020	$67,654	$44,204	$561,221	$23,450