BUCKS COUNTY EMPLOYEES CREDIT UNION (EIN 236429761) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1966

Legal Domicile

Principal Officer

Eric Finkelston

Phone

2153408093

Tax Period

2025-01-01 to 2025-12-31

BUCKS COUNTY EMPLOYEES CREDIT UNION, founded in 1966, is a community nonprofit that reported $1.2M in total revenue in fiscal year 2025. Expenses of $1.1M left a modest 6% surplus.

Mission

To pool resources and provide savings and loan opportunities to our members.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $270,175

Investment Income $947,089

Other Revenue $1,935

TOTAL REVENUE $1,219,199

Expense Breakdown

Grants Paid $0

Salaries & Benefits $135,317

Fundraising Expenses $0

Program Expenses $0

Other Expenses $1,007,786

TOTAL EXPENSES $1,143,103

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,219,199	$1,168,003	+0.0%
Expenses	$1,143,103	$1,064,045	+0.1%
Net Income	$76,096	$103,958	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$3,600

Total Directors

$3,600

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Michael Finkelston	Treasurer	3	Officer Director	$3,600	$0	$3,600
Michael Hopkins	Board Member	1	Director	$0	$0	$0
Jeremy Deppeler	Secretary	1	Officer Director	$0	$0	$0
Nicholas Caramenico	Vice President	1	Officer Director	$0	$0	$0
Katherine Meyerson	President	1	Officer Director	$0	$0	$0
Glenn Haas	Board Member	1	Director	$0	$0	$0
Joyce Russell	Board Member	1	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,219,199	$1,143,103	$38,182,279	$76,096
2024	$1,168,003	$1,064,045	$38,553,397	$103,958
2023	$1,097,471	$1,035,960	$40,048,708	$61,511
2022	$917,894	$772,653	$45,260,185	$145,241
2021	$934,500	$659,710	$45,426,450	$274,790
2020	$1,037,655	$804,834	$43,500,238	$232,821
2019	$1,059,028	$869,030	$40,221,135	$189,998
2018	$992,647	$804,002	$39,835,348	$188,645

BUCKS COUNTY EMPLOYEES CREDIT UNION