LAKE MINNETONKA GARDEN CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1927

Legal Domicile

Principal Officer

BOBBIE DRESSEN

Phone

7634739999

Tax Period

2024-07-01 to 2025-06-30

LAKE MINNETONKA GARDEN CLUB, founded in 1927, is a micro nonprofit in the Environment sector that reported $87K in total revenue in fiscal year 2024. Revenue fell 63% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $47K, a strong 54% operating margin.

Mission

TO STIMULATE THE KNOWLEDGE AND LOVE OF GARDENING, HORTICULTURE, THE ART OF FLOWER ARRANGING, GARDEN HISTORY AND DESIGN AND PHOTOGRAPHY; TO RESTORE, IMPROVE, AND PROTECT THE QUALITY OF THE ENVIRONMENT THROUGH ACTION IN THE FIELD OF CONSERVATION; AND TO SHARE THE ADVANTAGES OF ASSOCIATION BY MEANS OF EDUCATIONAL MEETINGS AND CIVIC PROJECTS.

Program Service Accomplishments

Program 1

Expenses: $28,975 Revenue: $13,806

THE CLUB EARNS CHARITABLE CONTRIBUTIONS FROM COMMUNITY DONORS AND MEMBERSHIP DUES WHICH ARE USED TO SUPPORT THEIR PROGRAM SERVICES OF (1) SUPPORTING AND PARTNERING WITH THE MINNESOTA LANDSCAPE...

THE CLUB EARNS CHARITABLE CONTRIBUTIONS FROM COMMUNITY DONORS AND MEMBERSHIP DUES WHICH ARE USED TO SUPPORT THEIR PROGRAM SERVICES OF (1) SUPPORTING AND PARTNERING WITH THE MINNESOTA LANDSCAPE ARBORETUM (2) MAINTAINING AN EDUCATIONAL GARDEN TO HELP MEMBERS OF THE COMMUNITY SEE THE VARIOUS NATIVE PLANTS THAT CAN BE GROWN IN MINNESOTA GARDENS, (3) ISSUING SCHOLARSHIPS TO STUDENTS ATTENDING MINNESOTA INSTITUTIONS IN THE AREA OF HORTICULTURE, ENVIRONMENTAL SCIENCES OR RELATED FIELDS, AND (4) PROMOTING ENVIRONMENT AWARENESS AND THE PRESENTATION OF NATURAL RESOURCES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $73,018

Program Service Revenue $7,026

Investment Income $6,780

Other Revenue $0

TOTAL REVENUE $86,824

Expense Breakdown

Grants Paid $7,000

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $28,975

Other Expenses $32,829

TOTAL EXPENSES $39,829

Year-over-Year Comparison

	2024	2023	Change
Revenue	$86,824	$236,685	-0.6%
Expenses	$39,829	$31,229	+0.3%
Net Income	$46,995	$205,456	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

115

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MIMI KEATING	BOARD MEMBER	1.00	Director	$0	$0	$0
MITZI MAGID	BOARD MEMBER	1.00	Director	$0	$0	$0
BOBBIE DRESSEN	PRESIDENT	1.00	Officer Director	$0	$0	$0
KATE BRYANT	BOARD MEMBER	1.00	Director	$0	$0	$0
MELISSA JOHNSON	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
ANNE KAUFMAN	BOARD MEMBER	1.00	Director	$0	$0	$0
KITTY PETIT	BOARD MEMBER	1.00	Director	$0	$0	$0
MEREDITH HOWELL	BOARD MEMBER	1.00	Director	$0	$0	$0
DEBBIE VORPAHL	BOARD MEMBER	1.00	Director	$0	$0	$0
MARY MEYER	RECORDING SECRETARY	1.00	Officer Director	$0	$0	$0
MARY UPJOHN	TREASURER	1.00	Officer Director	$0	$0	$0
LAURA INGLIS	CORRESPONDING SECRETARY	1.00	Officer Director	$0	$0	$0
SARA PIERSON	BOARD MEMBER	1.00	Director	$0	$0	$0
KIMBERLY WALSH	BOARD MEMBER	1.00	Director	$0	$0	$0
LOCKIE MARKUSON	BOARD MEMBER	1.00	Director	$0	$0	$0
HOLLY ADAMS	BOARD MEMBER	1.00	Director	$0	$0	$0
JILL PFLAUM	BOARD MEMBER	1.00	Director	$0	$0	$0
CHERYL KELSEY	BOARD MEMBER	1.00	Director	$0	$0	$0
NANCY GULDBERG	BOARD MEMBER	1.00	Director	$0	$0	$0
CONNIE LINDER	BOARD MEMBER	1.00	Director	$0	$0	$0
JEAN DOVENBERG	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$86,824	$39,829	$409,459	$46,995
2024	No data	No data	No data	No data