NORTHWEST IAM BENEFIT TRUST (EIN 237013313) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1967

Legal Domicile

Principal Officer

ROBERT PETROFF

Phone

2064417574

Tax Period

2023-10-01 to 2024-09-30

NORTHWEST IAM BENEFIT TRUST, founded in 1967, is a community nonprofit that reported $3.6M in total revenue in fiscal year 2023. Revenue surged 24% from the prior year, signaling strong growth momentum. The organization ran a surplus of $754K, a strong 21% operating margin.

Mission

TO PROVIDE DENTAL BENEFITS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $3,344,154

Investment Income $263,796

Other Revenue $664

TOTAL REVENUE $3,608,614

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $526,092

TOTAL EXPENSES $2,854,830

Year-over-Year Comparison

	2023	2022	Change
Revenue	$3,608,614	$2,906,967	+0.2%
Expenses	$2,854,830	$3,052,460	-0.1%
Net Income	$753,784	$-145,493	-6.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROBERT PETROFF	CHAIRMAN	1.00	Officer Director	$0	$0	$0
RUSS COLE	SECRETARY	1.00	Officer Director	$0	$0	$0
KIERSTIN CAVNER	TRUSTEE	1.00	Director	$0	$0	$0
RICHARD KAFER	TRUSTEE	1.00	Director	$0	$0	$0
BRANDON HEMMING	TRUSTEE	1.00	Director	$0	$0	$0
TOMMY HUNT	TRUSTEE	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$3,608,614	$2,854,830	$9,589,873	$753,784
2023	$2,906,967	$3,052,460	$7,961,374	$-145,493
2022	$3,263,295	$2,871,493	$7,352,892	$391,802
2021	$3,540,905	$2,870,910	$7,953,878	$669,995
2020	$3,744,984	$2,396,949	$7,183,435	$1,348,035
2019	$3,667,639	$2,962,687	$5,914,110	$704,952
2018	$3,580,668	$3,053,974	$4,998,730	$526,694

NORTHWEST IAM BENEFIT TRUST