Northwest Vermont REALTOR Association

EIN: 237017645

Williston, VT

Total Revenue
$285,371
Total Expenses
$453,271
Total Assets
$865,317
Net Assets
$571,054
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1968
Legal Domicile
VT
Phone
8028626407
Tax Period
2023-01-01 to 2023-12-31

Northwest Vermont REALTOR Association, founded in 1968, is a small nonprofit that reported $285K in total revenue in fiscal year 2023. Revenue decreased 12% compared to the prior year. Expenses of $453K exceeded revenue, resulting in a 59% operating deficit.

Mission

The Northwest Vermont REALTOR Association serves realtors and affiliated businesses in Chittenden, Franklin and Grand Isle Counties. NVRA provides its members with industry news, professional development, networking and other important resources.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $294,129
Investment Income $15,058
Other Revenue $-23,816
TOTAL REVENUE $285,371

Expense Breakdown

Grants Paid $0
Salaries & Benefits $251,885
Fundraising Expenses $0
Other Expenses $201,386
TOTAL EXPENSES $453,271

Year-over-Year Comparison

2023 2022 Change
Revenue $285,371 $323,937 -0.1%
Expenses $453,271 $426,544 +0.1%
Net Income $-167,900 $-102,607 +0.6%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
11
Independent Members
11
Employees
3
Volunteers
45

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$112,470
Total Directors
11
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Virginia T Bachmann CEO 40.00
Officer
$112,470 $0 $112,470
Leigh Horton Director 2.00
Director
$0 $0 $0
Nick Riina Director 2.00
Director
$0 $0 $0
Jacob Smith Imm. Past Pres. 2.00
Officer Director
$0 $0 $0
Bryce Gilmer Treasurer 2.00
Officer Director
$0 $0 $0
Karen Bresnahan President 2.00
Officer Director
$0 $0 $0
Sara Vizvarie Director 2.00
Director
$0 $0 $0
Nate Malley Director 2.00
Director
$0 $0 $0
Jill Richardson Director 2.00
Director
$0 $0 $0
Blair Knowles Secretary 2.00
Officer Director
$0 $0 $0
Jessica Bridge Director 2.00
Director
$0 $0 $0
Dora Dernavich President Elect 2.00
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $285,371 $453,271 $865,317 $-167,900
2022 $323,937 $426,544 $948,339 $-102,607
2021 $286,567 $329,781 $1,118,861 $-43,214
2020 $297,206 $287,204 $1,120,957 $10,002
2019 $301,880 $299,158 $1,080,012 $2,722
2018 $303,478 $266,585 $1,034,066 $36,893
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