OXFORD AREA CHAMBER OF COMMERCE

EIN: 237037759 Community Improvement

OXFORD, PA

Total Revenue
$177,902
Total Expenses
$140,537
Total Assets
$220,962
Net Assets
$218,851
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1964
Legal Domicile
PA
Principal Officer
DENNIS MCCARTNEY
Phone
6109320740
Tax Period
2023-01-01 to 2023-12-31

OXFORD AREA CHAMBER OF COMMERCE, founded in 1964, is a small nonprofit in the Community Improvement sector that reported $178K in total revenue in fiscal year 2023. Revenue grew 14% year-over-year, indicating healthy expansion. The organization ran a surplus of $37K, a strong 21% operating margin.

Mission

THE OXFORD AREA CHAMBER OF COMMERCE IS DEDICATED TO PROMOTING AND STRENGTHENING THE QUALITY OF LIFE THROUGHOUT THE GREATER OXFORD COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $5,000
Program Service Revenue $159,192
Investment Income $4,509
Other Revenue $9,201
TOTAL REVENUE $177,902

Expense Breakdown

Grants Paid $0
Salaries & Benefits $47,500
Fundraising Expenses $0
Program Expenses $140,537
Other Expenses $93,037
TOTAL EXPENSES $140,537

Year-over-Year Comparison

2023 2022 Change
Revenue $177,902 $156,079 +0.1%
Expenses $140,537 $142,479 0.0%
Net Income $37,365 $13,600 +1.7%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
19
Independent Members
19
Employees
1
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
19
$0
Total Directors
19
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JIM COARSE BOARD MEMBER N/A
Officer Director
$0 $0 $0
RYAN CROTHAMEL BOARD MEMBER N/A
Officer Director
$0 $0 $0
ANITA D'AMICO BOARD MEMBER N/A
Officer Director
$0 $0 $0
WINIFRED SEBASTIAN ESQ CHAMBER COUN N/A
Officer Director
$0 $0 $0
JODI FARROW BOARD MEMBER N/A
Officer Director
$0 $0 $0
DOUGLAS FASICK VICE PRESIDE N/A
Officer Director
$0 $0 $0
RICH HANNUM CHAIRMAN N/A
Officer Director
$0 $0 $0
ANGIE LOBB BOARD MEMBER N/A
Officer Director
$0 $0 $0
CLIFF MASSCOTTE BOARD MEMBER N/A
Officer Director
$0 $0 $0
DENNIS MCCARTNEY PRESIDENT N/A
Officer Director
$0 $0 $0
JOHN MCGLOTHLIN BOARD MEMBER N/A
Officer Director
$0 $0 $0
CRYSTAL MESSAROS VICE PRESIDE N/A
Officer Director
$0 $0 $0
GARY PAWLICZEK BOARD MEMBER N/A
Officer Director
$0 $0 $0
DAWN SMULLEN TREASURER N/A
Officer Director
$0 $0 $0
MICHAEL STAFFIERI BOARD MEMBER N/A
Officer Director
$0 $0 $0
KIMBERLY STOUT BOARD MEMBER N/A
Officer Director
$0 $0 $0
HELEN WARREN BOARD MEMBER N/A
Officer Director
$0 $0 $0
DAVID WOODS BOARD MEMBER N/A
Officer Director
$0 $0 $0
JOE YURICK BOARD MEMBER N/A
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2023 $177,902 $140,537 $220,962 $37,365
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