CHESAPEAKE BAY MARITIME MUSEUM INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1965

Legal Domicile

Principal Officer

JOSEPH ROBILLARD

Phone

4107452916

Tax Period

2025-03-01 to 2026-02-28

CHESAPEAKE BAY MARITIME MUSEUM INC, founded in 1965, is a mid-sized nonprofit in the Arts, Culture & Humanities sector that reported $12.3M in total revenue in fiscal year 2025. Revenue surged 78% from the prior year, signaling strong growth momentum. The organization ran a surplus of $4.5M, a strong 36% operating margin.

Mission

THE MISSION OF THE CHESAPEAKE BAY MARITIME MUSEUM CBMM IS TO PRESERVE AND EXPLORE THE HISTORY, ENVIRONMENT, AND PEOPLE OF THE CHESAPEAKE BAY. THE VISION OF THE CHESAPEAKE BAY MARITIME MUSEUM IS TO BE THE PREMIER SEE SCHED O

Program Service Accomplishments

Program 1

Expenses: $5,920,047 Revenue: $2,531,377

THE MUSEUM IS A PRIVATE NON-PROFIT EDUCATIONAL INSTITUTION DEDICATED TO FURTHERING AN UNDERSTANDING AND APPRECIATION OF THE MARITIME HERITAGE OF THE CHESAPEAKE BAY THROUGH COLLECTIONS, EDUCATION...

THE MUSEUM IS A PRIVATE NON-PROFIT EDUCATIONAL INSTITUTION DEDICATED TO FURTHERING AN UNDERSTANDING AND APPRECIATION OF THE MARITIME HERITAGE OF THE CHESAPEAKE BAY THROUGH COLLECTIONS, EDUCATION, DOCUMENTATION, EXHIBITION, RESEARCH AND PUBLICATION. OVER 90,000 MEMBERS AND VISITORS PARTICIPATE ON AN ANNUAL BASIS. VOLUNTEERS PROVIDED OVER 8,000 HOURS OF THEIR TIME TO AREAS SUCH AS EDUCATION, BOAT YARD AND CURATORIAL SERVICES. THE VALUE OF THESE SERVICES IS NOT RECORDED AS AN EXPENSE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $8,477,181

Program Service Revenue $2,531,377

Investment Income $1,198,866

Other Revenue $100,041

TOTAL REVENUE $12,307,465

Expense Breakdown

Grants Paid $0

Salaries & Benefits $3,764,676

Fundraising Expenses $471,267

Program Expenses $5,920,047

Other Expenses $4,072,804

TOTAL EXPENSES $7,837,480

Year-over-Year Comparison

	2025	2024	Change
Revenue	$12,307,465	$6,912,273	+0.8%
Expenses	$7,837,480	$7,919,350	0.0%
Net Income	$4,469,985	$-1,007,077	-5.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

101

Volunteers

301

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✓ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$317,872

Total Directors

Key Employees

$376,210

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KRISTEN GREENAWAY	PRESIDENT CEO	040.00	Officer	$215,492	$102,380	$317,872
M BRANDEN MEREDITH	CHIEF FINANCIAL OFFICER	040.00	Key Emp	$182,310	$58,478	$240,788
STEVEN BYRNES	CHIEF OPERATING OFFICER	040.00	Key Emp	$129,547	$5,875	$135,422
ROBERT PEDERSEN	DIRECTOR OF FACILITIES	040.00	Highest	$104,717	$4,338	$109,055
DAVID KENNEDY	CONTROLLER	040.00	Highest	$102,831	$2,244	$105,075
JOSEPH ROBILLARD	CHAIR	001.00	Officer Director	$0	$0	$0
ANDREA DYNES	SECRETARY	001.00	Officer Director	$0	$0	$0
MICHAEL COTTINGHAM	DIRECTOR	001.00	Director	$0	$0	$0
LEONARD DAYTON	DIRECTOR	001.00	Director	$0	$0	$0
DOUGLAS FEARS	DIRECTOR	001.00	Director	$0	$0	$0
MYRA GONS	DIRECTOR	001.00	Director	$0	$0	$0
PAULA JOHNSON	DIRECTOR	001.00	Director	$0	$0	$0
JAMES H KIZZIAR	DIRECTOR	001.00	Director	$0	$0	$0
JONATHAN LEEB	DIRECTOR	001.00	Director	$0	$0	$0
ELIZABETH MOOSE	DIRECTOR	001.00	Director	$0	$0	$0
BOB REAVES	DIRECTOR	001.00	Director	$0	$0	$0
CLAIRE VORHEES	DIRECTOR	001.00	Director	$0	$0	$0
CLARA SMALL	DIRECTOR	001.00	Director	$0	$0	$0
RICHARD SNOWDON	DIRECTOR	001.00	Director	$0	$0	$0
HELEN WERNECKE	DIRECTOR	001.00	Director	$0	$0	$0
JEFF VOGEL	VICE CHAIR	001.00	Officer Director	$0	$0	$0
RICHARD JOHNSON	TREASURER	001.00	Officer Director	$0	$0	$0
MICHAEL CHIARAPPA	DIRECTOR	001.00	Director	$0	$0	$0
JUNE DEHART	DIRECTOR	001.00	Director	$0	$0	$0
CRAIG FULLER	DIRECTOR	001.00	Director	$0	$0	$0
J CHRISTIAN FENGER	DIRECTOR	001.00	Director	$0	$0	$0
DAGMAR GIPE	DIRECTOR	001.00	Director	$0	$0	$0
FRED HOCKER	DIRECTOR	001.00	Director	$0	$0	$0
REZA JAFARI	DIRECTOR	001.00	Director	$0	$0	$0
DEBORAH LAWRENCE	DIRECTOR	001.00	Director	$0	$0	$0
JOHN PFLEIGER JR	DIRECTOR	001.00	Director	$0	$0	$0
WILLIAM RYAN	DIRECTOR	001.00	Director	$0	$0	$0
MILES REIDY	DIRECTOR	001.00	Director	$0	$0	$0
JOHN SEIDEL	DIRECTOR	001.00	Director	$0	$0	$0
ENOS THROOP	DIRECTOR	001.00	Director	$0	$0	$0
JOHN VILLA	DIRECTOR	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$12,307,465	$7,837,480	$48,178,617	$4,469,985
2025	$6,912,273	$7,919,350	$41,401,805	$-1,007,077
2024	$6,477,216	$6,791,420	$41,365,303	$-314,204
2023	$5,635,526	$6,778,078	$39,831,590	$-1,142,552
2022	$9,424,752	$6,601,799	$42,183,091	$2,822,953
2021	$11,802,090	$5,623,622	$39,670,845	$6,178,468
2020	$4,452,502	$6,463,950	$30,193,719	$-2,011,448
2019	$8,076,515	$5,317,275	$30,918,728	$2,759,240