TRANSCRIBING MARINERS

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1970

Legal Domicile

Principal Officer

PEGGY SCHUETZ

Phone

5308232209

Tax Period

2024-07-01 to 2025-06-30

TRANSCRIBING MARINERS, founded in 1970, is a community nonprofit that reported $1.2M in total revenue in fiscal year 2024. Revenue surged 22% from the prior year, signaling strong growth momentum. Expenses of $1.1M left a modest 10% surplus.

Mission

TRANSCRIBING TEXTBOOKS AND LITERATURE TO BRAILLE FOR VARIOUS UNITED STATES SCHOOLS AT ALL LEVELS FOR BLIND STUDENTS.

Program Service Accomplishments

Program 1

Expenses: $1,060,300 Revenue: $1,218,205

PROVIDED BRAILLE LITERATURE TO VARIOUS ORGANIZATIONS WITHIN THE UNITED STATES. ALSO TRANSCRIBING NEW LITERATURE ONGOING TO PROVIDE A WIDER SOURCE OF BOOKS FOR THE BLIND.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,218,205

Investment Income $15

Other Revenue $0

TOTAL REVENUE $1,218,220

Expense Breakdown

Grants Paid $0

Salaries & Benefits $338,346

Fundraising Expenses $0

Program Expenses $1,060,300

Other Expenses $759,208

TOTAL EXPENSES $1,097,554

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,218,220	$1,000,577	+0.2%
Expenses	$1,097,554	$1,031,386	+0.1%
Net Income	$120,666	$-30,809	-4.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$375,000

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PEGGY SCHUETZ	President	40.00	Officer	$195,000	$180,000	$375,000
ROBERT ANDERSON	Treasurer	2.00	Director	$0	$0	$0
PATTY BIASCA	Secretary	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,218,220	$1,097,554	$1,898,146	$120,666
2024	$1,000,577	$1,031,386	$1,776,704	$-30,809
2023	$1,108,888	$915,655	$1,812,577	$193,233
2022	$977,398	$1,042,250	$1,632,816	$-64,852
2021	$867,125	$768,988	$1,702,220	$98,137
2020	$912,264	$782,055	$1,598,550	$130,209
2019	$920,643	$893,964	$1,478,465	$26,679