SUSQUEHANNA SKI CLUB INC (EIN 237064122) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1963

Legal Domicile

Phone

7175418803

Tax Period

2023-04-01 to 2024-03-31

SUSQUEHANNA SKI CLUB INC, founded in 1963, is a small nonprofit that reported $628K in total revenue in fiscal year 2023. Expenses of $757K exceeded revenue, resulting in a 21% operating deficit.

Mission

PROMOTE AND SUPPORT RECREATIONAL SNOW SPORTS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $8,496

Program Service Revenue $619,295

Investment Income $3

Other Revenue $0

TOTAL REVENUE $627,794

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $4,758

TOTAL EXPENSES $757,110

Year-over-Year Comparison

	2023	2022	Change
Revenue	$627,794	$630,203	0.0%
Expenses	$757,110	$459,070	+0.6%
Net Income	$-129,316	$171,133	-1.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BECKY HAVICE	PRESIDENT	10.00	Officer	$0	$0	$0
VACANT	TRIP VICE PRESIDENT	N/A	Officer	$0	$0	$0
SUZANNE LAUGHMAN	SOCIAL VICE PRESIDENT	5.00	Officer	$0	$0	$0
LYNN HANNON	TREASURER	5.00	Officer	$0	$0	$0
PRISCILLA GLUSKO	SECRETARY	5.00	Officer	$0	$0	$0
GARY SMITH	MEMBERSHIP CHAIR	5.00	Officer	$0	$0	$0
MICHAEL KREAMER	DIRECTOR	5.00	Officer	$0	$0	$0
LINDA RANDBY	DIRECTOR	5.00	Officer	$0	$0	$0
BOB HAVICE	PAST PRESIDENT	5.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$627,794	$757,110	$92,564	$-129,316
2023	$630,203	$459,070	$221,880	$171,133
2022	$531,108	$534,330	$44,049	$-3,222
2021	$441,298	$434,321	$77,698	$6,977
2020	$346,716	$347,463	$78,737	$-747

SUSQUEHANNA SKI CLUB INC