VETERANS OF FOREIGN WARS POST 6196

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1966

Legal Domicile

Principal Officer

KEITH A LOTICH

Phone

5187438924

Tax Period

2024-07-01 to 2025-06-30

VETERANS OF FOREIGN WARS POST 6196, founded in 1966, is a small nonprofit that reported $166K in total revenue in fiscal year 2024. Expenses of $143K left a modest 14% surplus.

Mission

TO PROMOTE THE SOCIAL WELFARE OF THE COMMUNITY AND TO ASSIST NEEDY WAR VETERANS AND THEIR DEPENDENTS.

Program Service Accomplishments

Program 1

THE EXPENDITURES OF THE ORGANIZATIONS FUNDS WERE USED TO PROMOTE THE SOCIAL WELFARE OF THE COMMUNITY AND TO ASSIST NEEDY WAR VETERANS AND THEIR DEPENDENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $15,237

Program Service Revenue $0

Investment Income $0

Other Revenue $151,028

TOTAL REVENUE $166,265

Expense Breakdown

Grants Paid $14,579

Salaries & Benefits $32,847

Fundraising Expenses $0

Other Expenses $95,309

TOTAL EXPENSES $142,735

Year-over-Year Comparison

	2024	2023	Change
Revenue	$166,265	$170,940	0.0%
Expenses	$142,735	$150,703	-0.1%
Net Income	$23,530	$20,237	+0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
THOMAS VARMETTE	POST COMMANDER	18.00	Officer	$0	$0	$0
KEITH LOTICK	SR. VICE COMMANDER	5.00	Officer	$0	$0	$0
JAMES FROST	JR. VICE COMMANDER	5.00	Officer	$0	$0	$0
BARRY W CRONKHITE	QUARTERMASTER	18.00	Officer	$0	$0	$0
MELISSA LOPEZ	CHAPLAIN	2.00	Officer	$0	$0	$0
BARRY CRONKHITE	JUDGE ADVOCATE	1.00	Officer	$0	$0	$0
JAMES FROST	SURGEON	1.00	Officer	$0	$0	$0
PAUL CROSSMAN	1 YEAR TRUSTEE	5.00	Officer	$0	$0	$0
DENISE DIRESTA	3 YEAR TRUSTEE	2.00	Officer	$0	$0	$0
MELISSA LOPEBELLO	ADJUTANT	5.00	Officer	$0	$0	$0
TIM MCNULTY	2 YEAR TRUSTEE	8.00	Officer	$0	$0	$0
DENISE DIRESTA	SERVICE OFFICE	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$166,265	$142,735	$173,881	$23,530
2024	$170,940	$150,703	$151,290	$20,237
2023	$179,483	$129,027	$138,387	$50,456
2022	$123,881	$92,651	$91,716	$31,230
2021	$42,344	$74,901	$64,169	$-32,557
2020	$80,019	$91,751	$100,348	$-11,732
2019	$74,083	$66,197	$115,356	$7,886
2018	$77,531	$96,037	$111,522	$-18,506