CLEARWATER SALVATION ARMY TRUST (EIN 237069550) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1968

Legal Domicile

Principal Officer

PAUL COSTANTINO

Phone

7277259777

Tax Period

2024-04-01 to 2025-03-31

CLEARWATER SALVATION ARMY TRUST, founded in 1968, is a small nonprofit in the Human Services sector that reported $389K in total revenue in fiscal year 2024. Revenue surged 765% from the prior year, signaling strong growth momentum. The organization ran a surplus of $315K, a strong 81% operating margin.

Mission

OUR PRIMARY PURPOSE IS TO DIRECT MONETARY SUPPORT TO CLEARWATER SALVATION ARMY PROGRAMS WHICH INCLUDE: SERVING HOMELESS, FOOD PROGRAMS, AIDS & HOUSING, TOYS, FOOD & GIFTS TO FAMILIES AT SEASONAL TIMES, SPOUSAL ABUSE & RETRAINING, DAY SCHOOL FOR THE UNDERPRIVILEGED AND SPIRITUAL GUIDANCE AS APPROPRIATE.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $31,537

Program Service Revenue $0

Investment Income $357,237

Other Revenue $0

TOTAL REVENUE $388,774

Expense Breakdown

Grants Paid $64,232

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $64,232

Other Expenses $9,398

TOTAL EXPENSES $73,630

Year-over-Year Comparison

	2024	2023	Change
Revenue	$388,774	$44,945	+7.6%
Expenses	$73,630	$31,916	+1.3%
Net Income	$315,144	$13,029	+23.2%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PAUL COSTANTINO	TRUSTEE	1.00	Director	$0	$0	$0
LEWIS DALE	TRUSTEE	1.00	Director	$0	$0	$0
JOSEPH HUENKE	TRUSTEE	1.00	Director	$0	$0	$0
ANDREW INGERSOLL	TRUSTEE	1.00	Director	$0	$0	$0
CLARK LEA	TRUSTEE	1.00	Director	$0	$0	$0
ZACH MESSA	TRUSTEE	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$388,774	$73,630	$1,196,607	$315,144
2024	$44,945	$31,916	$881,463	$13,029
2023	$91,473	$64,201	$868,434	$27,272
2022	$159,230	$127,884	$841,162	$31,346
2021	$54,892	$44,103	$809,816	$10,789
2020	$93,232	$42,634	$799,027	$50,598
2019	$60,577	$26,008	$748,429	$34,569
2018	$23,561	$26,188	$713,860	$-2,627

CLEARWATER SALVATION ARMY TRUST