Twin City Area Chamber of Commerce

EIN: 237079700

Festus, MO

Total Revenue
$184,827
Total Expenses
$207,238
Total Assets
$381,022
Net Assets
$378,164
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1940
Legal Domicile
MO
Principal Officer
President
Phone
6369377697
Tax Period
2025-01-01 to 2025-12-31

Twin City Area Chamber of Commerce, founded in 1940, is a small nonprofit that reported $185K in total revenue in fiscal year 2025. Expenses of $207K exceeded revenue, resulting in a 12% operating deficit.

Mission

Promotion and support of local Community/Industry/ Business. The Chamber plans and presents the Twin City Days Festival, Christmas Parade, and membership meetings to promote the community and local business.

Program Service Accomplishments

Program 1

Twin City DaysThe Twin City Days festival showcases the community. The festival draws people from the local community and surrounding communities to participate in various activities such as dances...

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Twin City DaysThe Twin City Days festival showcases the community. The festival draws people from the local community and surrounding communities to participate in various activities such as dances, competitions, family events, senior events, car and other vehicle shows, and the craft fair. The event promotes the community as a good place to do business, raise a family, and participate in the community.

Program 2

The various meetings and dinners provide forums for networking opportunities for local business people, sharing of information among members, and networking between the local government, non-profit...

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The various meetings and dinners provide forums for networking opportunities for local business people, sharing of information among members, and networking between the local government, non-profit organizations and business people to keep open the lines of communication and coordinate efforts of those involved to better the community.

Program 3

The annual Christmas Parade is another vehicle to promote the sense of community. By providing a venue for individuals, groups, schools, government entities and local businesses to participate by...

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The annual Christmas Parade is another vehicle to promote the sense of community. By providing a venue for individuals, groups, schools, government entities and local businesses to participate by watching or participating in the parade, there is an opportunity to promote the area as a whole and the businesses and organization that serve the area.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $27,300
Program Service Revenue $129,701
Investment Income $12,512
Other Revenue $15,314
TOTAL REVENUE $184,827

Expense Breakdown

Grants Paid $0
Salaries & Benefits $55,780
Fundraising Expenses $76,354
Other Expenses $151,458
TOTAL EXPENSES $207,238

Year-over-Year Comparison

2025 2024 Change
Revenue $184,827 $175,658 +0.1%
Expenses $207,238 $188,281 +0.1%
Net Income $-22,411 $-12,623 +0.8%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

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Liquidity & Cash Position

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Governance

Voting Members
11
Independent Members
11
Employees
3
Volunteers
100

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$37,661
Total Directors
8
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Mary Zebrowski Administrator 40.00
Officer
$37,661 $0 $37,661
Ethan Bridgewater Treasurer 1.00
Director
$0 $0 $0
Heather Corley 2irector 1.00
Director
$0 $0 $0
Barb Lowry President 1.00
Officer Director
$0 $0 $0
Joe Reuther Director 1.00
Director
$0 $0 $0
Andrea Chambers Director 1.00
Director
$0 $0 $0
Matt Bono Director 1.00
Director
$0 $0 $0
Laura Loham Director 1.00
Director
$0 $0 $0
Angela Reaves Director 1.00
Director
$0 $0 $0
Marie Stelling Director 1.00
Officer
$0 $0 $0
Doug Goodwin President(Past) 1.00
Officer
$0 $0 $0
David McKinney 1 V President 1.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $184,827 $207,238 $381,022 $-22,411
2024 $175,658 $188,281 $403,125 $-12,623
2023 $149,883 $147,889 $424,828 $1,994
2022 $127,370 $159,027 $411,799 $-31,657
2021 $118,175 $122,176 $443,018 $-4,001
2020 $28,892 $45,639 $449,160 $-16,747
2019 $158,624 $73,776 $464,929 $84,848
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