New Jersey State Firemens Assoc-Bergenfield

EIN: 237081514

Bergenfield, NJ

Total Revenue
$239,028
Total Expenses
$192,442
Total Assets
$1,482,007
Net Assets
$1,482,007
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1907
Legal Domicile
NJ
Principal Officer
Dino Landaverde
Phone
2014109806
Tax Period
2025-01-01 to 2025-12-31

New Jersey State Firemens Assoc-Bergenfield, founded in 1907, is a small nonprofit that reported $239K in total revenue in fiscal year 2025. Revenue surged 42% from the prior year, signaling strong growth momentum. The organization ran a surplus of $47K, a strong 19% operating margin.

Mission

Assist firefighters and their families in times of need

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $221,568
Investment Income $17,460
Other Revenue $0
TOTAL REVENUE $239,028

Expense Breakdown

Grants Paid $0
Salaries & Benefits $5,325
Fundraising Expenses $0
Program Expenses $184,685
Other Expenses $175,963
TOTAL EXPENSES $192,442

Year-over-Year Comparison

2025 2024 Change
Revenue $239,028 $167,945 +0.4%
Expenses $192,442 $132,120 +0.5%
Net Income $46,586 $35,825 +0.3%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
12
Independent Members
12
Employees
N/A
Volunteers
100

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$3,100
Total Directors
19
$2,225
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Steven Mulder President 1.00
Officer
$0 $100 $100
Christopher Naylis Secretary 2.50
Officer
$0 $1,500 $1,500
Dino Landaverde Treasurer 2.50
Officer
$0 $1,500 $1,500
Michael Shanahan Representative 1.00
Director
$0 $75 $75
Christine Schade Representative 1.00
Director
$0 $125 $125
Bryce Maida Representative 1.00
Director
$0 $25 $25
Alfred Rosa Representative 1.00
Director
$0 $125 $125
Edward Kneisler Representative 1.00
Director
$0 $125 $125
Jean-Franc Cote Representative 1.00
Director
$0 $75 $75
Norman Hoyt Representative 1.00
Director
$0 $100 $100
James Lodato Representative 1.00
Director
$0 $25 $25
Greg Polandick Representative 1.00
Director
$0 $75 $75
Kevin Schade Representative 1.00
Director
$0 $125 $125
Gerard Naylis Representative 1.00
Director
$0 $125 $125
Ryan Zadrozna Trustee 1.00
Director
$0 $500 $500
Richard Arsi Trustee 1.00
Director
$0 $75 $75
Nancy Naylis Trustee 1.00
Director
$0 $125 $125
Peter Drewniak Trustee 1.00
Director
$0 $125 $125
Jack Delucia Trustee 1.00
Director
$0 $125 $125
Emily Sandman Trustee 1.00
Director
$0 $100 $100
Elizabeth Hoyt Trustee 1.00
Director
$0 $75 $75
Walter Prihoda Trustee 1.00
Director
$0 $100 $100
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $239,028 $192,442 $1,482,007 $46,586
2024 No data No data No data No data
2023 $50,329 $19,469 $1,399,468 $30,860
2022 $70,078 $22,900 $1,368,608 $47,178
2021 $91,646 $19,593 $1,321,430 $72,053
2020 $86,675 $34,260 $1,249,377 $52,415
2019 $94,950 $62,004 $1,196,962 $32,946
2018 $81,384 $52,863 $1,164,016 $28,521
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