New Jersey State Firemens Assoc-Bernards Township

EIN: 237081519

Basking Ridge, NJ

Total Revenue
$202,227
Total Expenses
$163,447
Total Assets
$1,760,404
Net Assets
$1,760,404
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1919
Legal Domicile
NJ
Principal Officer
Richard A Hill
Phone
9087667958
Tax Period
2025-01-01 to 2025-12-31

New Jersey State Firemens Assoc-Bernards Township, founded in 1919, is a small nonprofit that reported $202K in total revenue in fiscal year 2025. Revenue fell 23% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $39K, a strong 19% operating margin.

Mission

Assist firefighters and their families in times of need.

Program Service Accomplishments

Program 1
Expenses: $137,588 Revenue: $0

Assessments retained by State Association are used to pay burial benefits, operate Firemens Home in Booton, NJ, and provide special financial and health care assistance to firefighters and their...

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Assessments retained by State Association are used to pay burial benefits, operate Firemens Home in Booton, NJ, and provide special financial and health care assistance to firefighters and their families.

Program 2
Expenses: $10,076 Revenue: $0

Reimbursement of expenses to Delegates and Life Members who attended the annual convention of the NJSFA in Wildwood, NJ.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $177,018
Investment Income $25,209
Other Revenue $0
TOTAL REVENUE $202,227

Expense Breakdown

Grants Paid $0
Salaries & Benefits $12,320
Fundraising Expenses $0
Program Expenses $147,664
Other Expenses $151,127
TOTAL EXPENSES $163,447

Year-over-Year Comparison

2025 2024 Change
Revenue $202,227 $263,810 -0.2%
Expenses $163,447 $22,344 +6.3%
Net Income $38,780 $241,466 -0.8%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
6
Independent Members
6
Employees
N/A
Volunteers
90

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$6,975
Total Directors
8
$5,345
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Patrick Dilorenzo President 2.00
Officer
$0 $1,400 $1,400
Kenneth White Vice President 2.00
Officer
$0 $1,400 $1,400
Todd Middleton Secretary 3.00
Officer
$0 $2,225 $2,225
Richard Hall Treasurer 2.50
Officer
$0 $1,950 $1,950
Charles Pisano Representative 1.50
Director
$0 $599 $599
Peter Aprahamian Representative 2.50
Director
$0 $1,025 $1,025
Brendan Watt Trustee 1.00
Director
$0 $300 $300
Richard Moschello Trustee 1.50
Director
$0 $599 $599
Robert Fullagar Trustee 1.50
Director
$0 $599 $599
Gerald Mondgno Trustee 1.50
Director
$0 $599 $599
John Borchert Trustee 1.50
Director
$0 $599 $599
Christopher Hurst Trustee 2.00
Director
$0 $1,025 $1,025
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $202,227 $163,447 $1,760,404 $38,780
2024 $263,810 $213,994 $1,721,624 $49,816
2023 $175,392 $121,580 $1,671,808 $53,812
2022 $163,944 $112,501 $1,617,996 $51,443
2021 $128,730 $80,879 $1,566,553 $47,851
2020 $125,634 $67,154 $1,518,702 $58,480
2019 $219,561 $121,700 $1,460,222 $97,861
2018 $147,286 $84,078 $1,362,361 $63,208
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