NEW JERSEY STATE FIREMENS ASSOCIATION

EIN: 237081937

Willingboro, NJ

Total Revenue
$104,818
Total Expenses
$98,118
Total Assets
$525,965
Net Assets
$525,965
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1939
Legal Domicile
NJ
Principal Officer
JAMES RYDAROWSKI
Phone
6098717476
Tax Period
2025-01-01 to 2025-12-31

NEW JERSEY STATE FIREMENS ASSOCIATION, founded in 1939, is a small nonprofit that reported $105K in total revenue in fiscal year 2025. Revenue grew 11% year-over-year, indicating healthy expansion. Expenses of $98K left a modest 6% surplus.

Mission

Burial and Relief Benefits

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $104,297
Investment Income $521
Other Revenue $0
TOTAL REVENUE $104,818

Expense Breakdown

Grants Paid $4,250
Salaries & Benefits $10,000
Fundraising Expenses $0
Program Expenses $98,118
Other Expenses $83,868
TOTAL EXPENSES $98,118

Year-over-Year Comparison

2025 2024 Change
Revenue $104,818 $94,088 +0.1%
Expenses $98,118 $79,129 +0.2%
Net Income $6,700 $14,959 -0.6%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
35
Independent Members
N/A
Employees
N/A
Volunteers
35

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$10,000
Total Directors
0
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Bryan Bennett President 10
Officer
$2,500 $0 $2,500
Thomas Boyle Secretary 10
Officer
$2,500 $0 $2,500
James Rydarowski Treasurer 10
Officer
$2,500 $0 $2,500
Robert LeHuquet Vice President 10
Officer
$2,500 $0 $2,500
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $104,818 $98,118 $525,965 $6,700
2024 $94,088 $79,129 $519,265 $14,959
2023 $80,633 $62,280 $504,306 $18,353
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