BIG VALLEY AMBULANCE CLUB INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1970

Legal Domicile

Principal Officer

JOY C BYLER

Phone

7179352317

Tax Period

2024-04-01 to 2025-03-31

BIG VALLEY AMBULANCE CLUB INC, founded in 1970, is a small nonprofit that reported $474K in total revenue in fiscal year 2024. The organization ran a surplus of $92K, a strong 20% operating margin.

Mission

PROVIDING AMBULANCE SERVICES IN THE BIG VALLEY, MIFFLIN COUNTY, PA AREA. TRAINING PERSONS TO PROVIDE THOSE SERVICES.

Program Service Accomplishments

Program 1

Expenses: $358,874

32 ACTIVE VOLUNTEERS PROVIDED AMBULANCE SERVICES. DURING THE YEAR, 1,167 FAMILIES SUBSCRIBED TO THE AMBULANCE SERVICE. THERE WERE 547 EMERGENCY CALLS MADE AND APPROXIMATELY 502 PATIENTS TREATED.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $89,544

Program Service Revenue $370,980

Investment Income $13,325

Other Revenue $50

TOTAL REVENUE $473,899

Expense Breakdown

Grants Paid $0

Salaries & Benefits $179,396

Fundraising Expenses $0

Program Expenses $358,874

Other Expenses $202,080

TOTAL EXPENSES $381,476

Year-over-Year Comparison

	2024	2023	Change
Revenue	$473,899	$459,024	+0.0%
Expenses	$381,476	$344,940	+0.1%
Net Income	$92,423	$114,084	-0.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TAMMY HARSHBARGER	TRUSTEE	2.00	Director	$0	$0	$0
KEVIN METZLER	TRUSTEE	2.00	Director	$0	$0	$0
KENDRICK ZOOK	TRUSTEE	2.00	Director	$0	$0	$0
JOY C BYLER	PRESIDENT	5.00	Officer	$0	$0	$0
MIKE FRANK	V PRESIDENT	3.00	Officer	$0	$0	$0
BEVERLY EICHHORN	SECRETARY TREASURER	10.00	Officer	$0	$0	$0
SHARI SPICHER	PURCHASING AGENT	4.00	Officer	$0	$0	$0
NANCY BYLER	REGISTRAR	3.00	Officer	$0	$0	$0
BOYD BYLER	MECHANICIAN	4.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	No data	No data	No data	No data
2025	$473,899	$381,476	$678,656	$92,423
2024	$459,024	$344,940	$604,573	$114,084
2023	$387,796	$500,583	$565,790	$-112,787
2022	$379,918	$372,271	$551,677	$7,647
2021	$345,820	$317,290	$544,030	$28,530
2020	$311,399	$287,847	$515,500	$23,552
2019	$283,852	$277,795	$491,948	$6,057