RESPOND NOW

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1955

Legal Domicile

Principal Officer

CARL WOLF

Phone

7087554357

Tax Period

2024-07-01 to 2025-06-30

RESPOND NOW, founded in 1955, is a community nonprofit in the Human Services sector that reported $4.7M in total revenue in fiscal year 2024.

Mission

RESPOND NOW CONNECTS THOSE IN NEED WITH HEALTH, HUNGER, AND HOUSING SERVICES IN THE CHICAGO SOUTHLAND.

Program Service Accomplishments

Program 1

Expenses: $2,979,927

PROVIDE HOUSING ASSISTANCE TO INDIVIDUALS IN NEED.

Program 2

Expenses: $881,155

PROVIDE FOOD ASSISTANCE TO INDIVIDUALS IN NEED

Program 3

Expenses: $306,357

PROVIDE HEALTHCARE ASSISTANCE TO INDIVIDUALS IN NEED

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $4,659,605

Program Service Revenue $0

Investment Income $2,255

Other Revenue $3,299

TOTAL REVENUE $4,665,159

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,915,586

Fundraising Expenses $94,669

Program Expenses $4,294,296

Other Expenses $2,945,556

TOTAL EXPENSES $4,861,142

Year-over-Year Comparison

	2024	2023	Change
Revenue	$4,665,159	$4,393,204	+0.1%
Expenses	$4,861,142	$3,237,300	+0.5%
Net Income	$-195,983	$1,155,904	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$108,431

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SUSAN MCCARTHY	PRESIDENT	4.00	Officer Director	$0	$0	$0
SHANE GREENE	TREASURER	4.00	Officer Director	$0	$0	$0
KATHY ERIKSON	SECRETARY	4.00	Officer Director	$0	$0	$0
ELSA RAZO	DIRECTOR	2.00	Director	$0	$0	$0
RICK BRYANT	DIRECTOR	2.00	Director	$0	$0	$0
JARED EVANS	DIRECTOR	2.00	Director	$0	$0	$0
MARY DANKOWSKI	DIRECTOR	2.00	Director	$0	$0	$0
VICKI LAKES-BATTLE	DIRECTOR	2.00	Director	$0	$0	$0
LIZZE HOLEWINSKI	DIRECTOR	2.00	Director	$0	$0	$0
CARL WOLF	EXECUTIVE DIRECTOR	40.00	Officer	$108,431	$0	$108,431

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$4,665,159	$4,861,142	$2,038,278	$-195,983
2024	$4,393,204	$3,237,300	$2,223,109	$1,155,904
2023	$2,124,681	$2,333,634	$381,538	$-208,953
2022	$2,165,645	$2,163,155	$646,073	$2,490
2021	$2,227,028	$2,239,961	$638,335	$-12,933
2020	$1,354,511	$1,323,779	$323,662	$30,732
2019	$1,685,336	$1,731,987	$151,616	$-46,651