NORTH STONINGTON AMBULANCE ASSOCIAT

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1970

Legal Domicile

Principal Officer

KYLE BERGEL

Phone

8605351145

Tax Period

2024-05-01 to 2025-04-30

NORTH STONINGTON AMBULANCE ASSOCIAT, founded in 1970, is a small nonprofit that reported $564K in total revenue in fiscal year 2024. Revenue grew 19% year-over-year, indicating healthy expansion.

Mission

TO PROVIDE AMBULANCE SERVICE TO THOSE IN NEED.

Program Service Accomplishments

Program 1

Expenses: $514,691

THE ORGANIZATION PROVIDES TRANSPORTATION SERVICES TO SICK AND/OR INJURED PEOPLE WHO REQUEST THEIR SERVICES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $250,641

Program Service Revenue $313,086

Investment Income $37

Other Revenue $0

TOTAL REVENUE $563,764

Expense Breakdown

Grants Paid $0

Salaries & Benefits $475,378

Fundraising Expenses $0

Program Expenses $514,691

Other Expenses $74,800

TOTAL EXPENSES $550,178

Year-over-Year Comparison

	2024	2023	Change
Revenue	$563,764	$472,518	+0.2%
Expenses	$550,178	$571,188	0.0%
Net Income	$13,586	$-98,670	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$3,140

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
VIVIAN DIPAOLA	TREASURER	1.00	Officer	$3,140	$0	$3,140
MATT BERGEL	TRUSTEE	1.00	Director	$0	$0	$0
TOM MARSH	TRUSTEE	1.00	Director	$0	$0	$0
JAMES TUTTLE	TRUSTEE	1.00	Director	$0	$0	$0
KYLE BERGEL	PRESIDENT	3.00	Officer	$0	$0	$0
DEBORAH MAGNANT	ACTING SECRE	1.00	Officer	$0	$0	$0
CHARELS STEINHART	VICE PRESIDE	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$134,060	$98,704	$150,237	$35,356
2025	$563,764	$550,178	$118,668	$13,586
2024	$472,518	$571,188	$100,569	$-98,670
2023	$399,302	$592,214	$203,418	$-192,912
2022	$427,679	$521,945	$400,073	$-94,266
2021	$464,376	$467,322	$505,437	$-2,946
2020	$487,383	$472,838	$510,153	$14,545
2019	$795,828	$479,558	$487,832	$316,270
2018	$523,492	$485,259	$176,019	$38,233