SPECULATOR VOLUNTEER AMBULANCE CORP

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1970

Legal Domicile

Principal Officer

ERIC BALK

Phone

5185485911

Tax Period

2024-05-01 to 2025-04-30

SPECULATOR VOLUNTEER AMBULANCE CORP, founded in 1970, is a small nonprofit in the Health Care sector that reported $273K in total revenue in fiscal year 2024. Revenue surged 20% from the prior year, signaling strong growth momentum. The organization ran a surplus of $43K, a strong 16% operating margin.

Mission

EMERGENCY MEDCIAL SERVICES THROUGH THE PROVISION OF PREHOSPITAL EMERGENCY SERVICES IN THE HAMILTON COUNTY NEW YORK AREA BY TRAINED PERSONNEL WITHOUT CHARGE.

Program Service Accomplishments

Program 1

Expenses: $226,679

EMERGENCY MEDCIAL SERVICES THROUGH THE PROVISION OF PREHOSPITAL EMERGENCY SERVICES IN THE HAMILTON COUNTY NEW YORK AREA BY TRAINED PERSONNEL WITHOUT CHARGE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $261,720

Program Service Revenue $0

Investment Income $10,612

Other Revenue $600

TOTAL REVENUE $272,932

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $457

Program Expenses $226,679

Other Expenses $230,374

TOTAL EXPENSES $230,374

Year-over-Year Comparison

	2024	2023	Change
Revenue	$272,932	$226,502	+0.2%
Expenses	$230,374	$116,130	+1.0%
Net Income	$42,558	$110,372	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAVID ABRAHAMSEN	DIRECTOR	5.00	Director	$0	$0	$0
ERIC BALK	VICE PRESIDE	5.00	Officer Director	$0	$0	$0
KENNETH KUHRT	PRESIDENT	10.00	Officer Director	$0	$0	$0
JAN RAJCA	DIRECTOR	5.00	Director	$0	$0	$0
JAMES SWANSON	TREASURER	10.00	Officer Director	$0	$0	$0
CHARLES TOOGOOD	SECRETARY	3.00	Officer Director	$0	$0	$0
VIOLA WICKES	DIRECTOR	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$272,932	$230,374	$647,317	$42,558
2024	$226,502	$116,130	$604,759	$110,372