RAPPAHANNOCK RIVER YACHT CLUB (EIN 237122910) - Form 990 Financial Analysis & Trantor Score

🔒

Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1936

Legal Domicile

Principal Officer

TOM RICHARDSON

Phone

8044386770

Tax Period

2023-01-01 to 2023-12-31

RAPPAHANNOCK RIVER YACHT CLUB, founded in 1936, is a small nonprofit that reported $203K in total revenue in fiscal year 2018. Expenses of $177K left a modest 13% surplus.

Mission

TO ENCOURAGE BOATING, SAILBOAT RACING, AND OTHER NAUTICAL ACTIVITIES.

🔒

Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $263,847

Investment Income $523

Other Revenue $0

TOTAL REVENUE $264,370

Expense Breakdown

Grants Paid $0

Salaries & Benefits $47,898

Fundraising Expenses $0

Other Expenses $236,832

TOTAL EXPENSES $284,730

Year-over-Year Comparison

	2023	2022	Change
Revenue	$264,370	$274,695	0.0%
Expenses	$284,730	$227,620	+0.3%
Net Income	$-20,360	$47,075	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BILL BROWN	REAR COMMODO	2.00	Officer Director	$0	$0	$0
CAROL CARLSON	DIRECTOR	2.00	Director	$0	$0	$0
LAURA ANN CLINE	SOCIAL DIREC	2.00	Director	$0	$0	$0
JOE HOTARD	DIRECTOR	2.00	Director	$0	$0	$0
PETER LARABEE	DIRECTOR	2.00	Director	$0	$0	$0
IAN ORMESHER	COMMODORE	5.00	Officer Director	$0	$0	$0
CANDEE PEVAHOUSE	SECRETARY	2.00	Officer Director	$0	$0	$0
TOM RICHARDSON	TREASURER	2.00	Officer Director	$0	$0	$0
OLLEN RICHEY	VICE COMMODO	2.00	Officer Director	$0	$0	$0
IVO ROMANESKO	DIRECTOR	2.00	Director	$0	$0	$0
SHAUN THAXTER	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$264,370	$284,730	$632,874	$-20,360
2022	$274,695	$227,620	$673,810	$47,075
2021	$215,626	$228,006	$651,074	$-12,380
2020	$195,606	$197,018	$681,380	$-1,412
2019	$207,325	$169,660	$438,933	$37,665
2018	$202,751	$177,029	$404,186	$25,722

RAPPAHANNOCK RIVER YACHT CLUB