WOMEN'S EDUCATIONAL CENTER INC CAMBRIDGE WOMEN'S CENTER (EIN 237131753) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1971

Legal Domicile

Principal Officer

RUTH ERICKSON

Phone

6173546394

Tax Period

2024-01-01 to 2024-12-31

WOMEN'S EDUCATIONAL CENTER INC CAMBRIDGE WOMEN'S CENTER, founded in 1971, is a small nonprofit that reported $491K in total revenue in fiscal year 2024. Revenue surged 34% from the prior year, signaling strong growth momentum. Expenses of $428K left a modest 13% surplus.

Mission

PROVIDES RESOURCES, SUPPORT, AND EDUCATIONAL OPPORTUNITIES FOR INDIVIDUALS FOR WHOM "WOMEN" IS A MEANINGFUL IDENTIFIER.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $486,998

Program Service Revenue $0

Investment Income $3,753

Other Revenue $0

TOTAL REVENUE $490,751

Expense Breakdown

Grants Paid $0

Salaries & Benefits $231,645

Fundraising Expenses $45,348

Program Expenses $304,148

Other Expenses $196,221

TOTAL EXPENSES $427,866

Year-over-Year Comparison

	2024	2023	Change
Revenue	$490,751	$367,384	+0.3%
Expenses	$427,866	$357,294	+0.2%
Net Income	$62,885	$10,090	+5.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

145

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RUTH G ERICKSON	PRESIDENT/TREASURER	24.00	Officer Director	$0	$0	$0
MICHELLE LEE OCCHIPINTI	CLERK	1.00	Officer Director	$0	$0	$0
STEPHANIE DOSS-ROBERTSON	ASSISTANT CLERK	1.00	Officer Director	$0	$0	$0
MADELINE EIERMANN	DIRECTOR	1.00	Director	$0	$0	$0
CYNTORIA MEADERDS	DIRECTOR	1.00	Director	$0	$0	$0
JENNY RABINOWICH	DIRECTOR	1.00	Director	$0	$0	$0
SANDRA BROWN	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$490,751	$427,866	$776,786	$62,885
2023	$367,384	$357,294	$830,494	$10,090
2022	$309,238	$288,737	$702,586	$20,501
2021	$422,943	$240,558	$682,085	$182,385
2020	$288,187	$210,415	$501,950	$77,772
2019	$225,977	$367,272	$400,081	$-141,295
2018	$232,711	$187,041	$541,296	$45,670

WOMEN'S EDUCATIONAL CENTER INC CAMBRIDGE WOMEN'S CENTER