St Paul, MN
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Prepare and Prosper, founded in 1971, is a community nonprofit in the Human Services sector that reported $2.8M in total revenue in fiscal year 2024. Revenue surged 38% from the prior year, signaling strong growth momentum. Expenses of $3.4M exceeded revenue, resulting in a 23% operating deficit.
Prepare + Prosper and its volunteers work with low- to moderate-income people to build financial well-being through free tax preparation and financial services, products, and coaching, and by changing systems to create economic opportunity.
Prepare + Prosper (P+P) is a Saint Paul based economic justice nonprofit founded in 1971 to provide free high-quality tax perparation to low-income and moderate-income Minnesotans. While tax...
Prepare + Prosper (P+P) is a Saint Paul based economic justice nonprofit founded in 1971 to provide free high-quality tax perparation to low-income and moderate-income Minnesotans. While tax preparation remains the primary focus, P+P has since evolved into a nationally recognized leader in financial inclusion by offering innovative, accessible programs and tools to supposrt historically disinvested communities in building wealth and improving their financial health. P+P's mission is to work, along with volunteers, with people who have low to moderate incomes to build financial well-being through free tax preparation and financial services, products, and coaching, and by changing systems to create economic opportunity.
Financial Capability and Learning: Prepare + Prosper runs two major initiatives - Money Mentors and Financial Access in Reach (FAIR) to support greater financial wellbeing. Money Mentors provides...
Financial Capability and Learning: Prepare + Prosper runs two major initiatives - Money Mentors and Financial Access in Reach (FAIR) to support greater financial wellbeing. Money Mentors provides coaching and resources to participants as they work toward sef-identified goals like vuilding credit or reducing debt. FAIR provides a three-product financial solution for financial underserved households and is designed to be scaled nationally through a community-based distribution model.
P + P has worked to leverage the expertise of its staff, amplify the voices of people directly affected, and build cross sector partnerships and networks to inform policy and systems change and build...
P + P has worked to leverage the expertise of its staff, amplify the voices of people directly affected, and build cross sector partnerships and networks to inform policy and systems change and build a more equitable and inclusive financial future. Recent efforts include strengthening public policy related to tax credits, asset building and consumer protection. In 2025, P+P continued to enhance it's Systems Change department with the intention of positioning the families we serve as the key stakeholders within the systems and policies that affect them. The department focuses on bringing forth the voices and lived experiences of the many and varied communities we serve to guide our work and inform our change-making agenda. Systems change work includes advocacy, community engagement, network and capacity-building activities.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $2,777,225 | $2,006,950 | +0.4% |
| Expenses | $3,407,399 | $2,983,297 | +0.1% |
| Net Income | $-630,174 | $-976,347 | -0.4% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Jeremie Greer | Chair | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| Kara McGuire | Vice Chair | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| Emma Molls | Secretary | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Ronda Chakolis | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Marsha Pitts-Phillips | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Elizabeth White | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Andrew Morem | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Roxanny Armendariz | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Aide Salgado | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Carrie Person | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Tom Gottwalt | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Suyapa Miranda | Executive Director | 40.00 |
Officer
|
$146,493 | $2,462 | $148,955 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $2,777,225 | $3,407,399 | $1,478,737 | $-630,174 |
| 2024 | $2,006,950 | $2,983,297 | $1,996,108 | $-976,347 |
| 2023 | $2,572,017 | $2,472,462 | $3,147,378 | $99,555 |
| 2022 | $2,156,071 | $2,195,120 | $2,509,288 | $-39,049 |
| 2021 | $2,505,131 | $2,242,173 | $2,795,257 | $262,958 |
| 2020 | $2,338,121 | $1,798,363 | $2,435,005 | $539,758 |
| 2019 | $2,086,114 | $2,095,497 | $1,703,249 | $-9,383 |
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