CLEARVIEW SWIM AND HEALTH CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1961

Legal Domicile

Principal Officer

LAURA EMERY

Tax Period

2023-01-01 to 2023-12-31

CLEARVIEW SWIM AND HEALTH CLUB, founded in 1961, is a micro nonprofit in the Recreation & Sports sector that reported $83K in total revenue in fiscal year 2023.

Mission

WE ARE A SMALL, MEMBERSHIP BASED CLUB, RUN BY VOLUNTEER BOARD MEMBERS, EXISTING SOLELY FOR THE RECREATIONAL USE OF OUR MEMBERS AND NOT FOR ANY PROFIT.

Program Service Accomplishments

Program 1

Expenses: $85,407 Revenue: $78,035

PROVIDE RECREATIONAL OPPORTUNITIES TO MEMBERS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $83,038

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $83,038

Expense Breakdown

Grants Paid $0

Salaries & Benefits $33,910

Fundraising Expenses $0

Program Expenses $85,407

Other Expenses $51,497

TOTAL EXPENSES $85,407

Year-over-Year Comparison

	2023	2022	Change
Revenue	$83,038	N/A	N/A
Expenses	$85,407	N/A	N/A
Net Income	$-2,369	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NICOLE STEFFY	SECRETARY	0.00	Officer	$0	$0	$0
NICHOLAS PHILIPS	PRESIDENT	0.00	Officer	$0	$0	$0
LAURA EMERY	TREASURER	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$83,038	$85,407	$6,290	$-2,369