PLAINVIEW-OLD BETHPAGE FEDERATION OF TEACHERS WELFARE FUND (EIN 237139843) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1970

Legal Domicile

Principal Officer

NINA MELZER

Phone

5163491310

Tax Period

2024-09-01 to 2025-08-31

PLAINVIEW-OLD BETHPAGE FEDERATION OF TEACHERS WELFARE FUND, founded in 1970, is a community nonprofit that reported $1.8M in total revenue in fiscal year 2024.

Mission

THE PLAINVIEW-OLD BETHPAGE FEDERATION OF TEACHERS WELFARE FUND IS A NONPROFIT ORGANIZATION DEDICATED TO PROVIDING MEDICAL BENEFITS TO THE TEACHERS AND CLERICAL EMPLOYEES OF THE PLAINVIEW-OLD BETHPAGE CENTRAL SCHOOL DISTRICT.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,780,043

Investment Income $66,270

Other Revenue $0

TOTAL REVENUE $1,846,313

Expense Breakdown

Grants Paid $0

Salaries & Benefits $175,092

Fundraising Expenses $0

Program Expenses $1,647,135

Other Expenses $103,116

TOTAL EXPENSES $1,865,223

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,846,313	$1,900,159	0.0%
Expenses	$1,865,223	$1,885,224	0.0%
Net Income	$-18,910	$14,935	-2.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$36,940

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NINA MELZER	TRUSTEE	3.00	Director	$0	$0	$28,940
MORTON ROSENFELD	ADMINISTRATO	3.00	Director	$8,000	$0	$8,000
JARED GOERKE	TRUSTEE	3.00	Director	$0	$0	$0
SETH GREENBERG	TRUSTEE	3.00	Director	$0	$0	$0
GINGER LIEBERMAN	TRUSTEE	3.00	Director	$0	$0	$0
JORDAN PEKOR	TRUSTEE	3.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,846,313	$1,865,223	$1,955,050	$-18,910
2024	$1,900,159	$1,885,224	$1,980,132	$14,935
2023	$1,900,867	$1,911,982	$1,966,988	$-11,115
2022	$1,780,169	$1,697,577	$1,985,952	$82,592
2021	$1,724,561	$1,686,145	$1,869,691	$38,416
2020	$1,707,452	$1,517,459	$1,885,923	$189,993
2019	$1,681,428	$1,661,669	$1,624,883	$19,759

PLAINVIEW-OLD BETHPAGE FEDERATION OF TEACHERS WELFARE FUND