AMERICAN POSTAL WORKERS UNION 281 WESTERN MI (EIN 237146667) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1973

Legal Domicile

Principal Officer

LINDA CHANDLER

Phone

6164594958

Tax Period

2024-01-01 to 2024-12-31

AMERICAN POSTAL WORKERS UNION 281 WESTERN MI, founded in 1973, is a small nonprofit that reported $340K in total revenue in fiscal year 2024. Expenses of $511K exceeded revenue, resulting in a 51% operating deficit.

Mission

TO SECURE THROUGH COLLECTIVE BARGAINING A BETTER STANDARD OF LIVING FOR THE MEMBERS AND THEIR FAMILIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $334,020

Investment Income $1,199

Other Revenue $4,328

TOTAL REVENUE $339,547

Expense Breakdown

Grants Paid $0

Salaries & Benefits $124,894

Fundraising Expenses $0

Program Expenses $511,386

Other Expenses $386,492

TOTAL EXPENSES $511,386

Year-over-Year Comparison

	2024	2023	Change
Revenue	$339,547	$344,150	0.0%
Expenses	$511,386	$313,081	+0.6%
Net Income	$-171,839	$31,069	-6.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

792

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$74,120

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Role	Reportable Comp	Other Comp	Total
MICHELLE R MACK	PAST PRESIDENT		$18,241	$0	$18,241
LINDA CHANDLER	TREASURER	Officer	$18,188	$0	$18,188
MICHAEL LONG	PRESIDENT	Officer	$11,197	$0	$11,197
SUZANNE BOYD	CLERK CRAFT DIRECTOR A	Officer	$10,871	$0	$10,871
JENNIFER MCKINNON	MAINTENANCE CRAFT DIRECTOR	Officer	$7,460	$0	$7,460
AMEKA JONES	CLERK CRAFT DIRECTOR B	Officer	$6,763	$0	$6,763
AWANDA JENNINGS	SECRETARY	Officer	$5,158	$0	$5,158
JENNIFER RIZZON	STEWARD - HEALTH PLAN DIRECTOR	Officer	$4,789	$0	$4,789
CHRISTOPHER FISHER	MVS DIRECTOR	Officer	$4,660	$0	$4,660
TODD HODGES	SERGEANT AT ARMS	Officer	$2,786	$0	$2,786
DAVID JANES	VICE PRESIDENT	Officer	$2,248	$0	$2,248

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$339,547	$511,386	$557,501	$-171,839
2023	$344,150	$313,081	$685,595	$31,069
2022	$320,442	$291,000	$659,100	$29,442
2021	$290,344	$188,615	$627,567	$101,729
2020	$253,231	$168,247	$524,789	$84,984
2019	$256,579	$250,394	$436,217	$6,185

AMERICAN POSTAL WORKERS UNION 281 WESTERN MI