SILVER SANDS BRIDLE CLUB INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1971

Legal Domicile

Principal Officer

TONY ROTUNDA

Phone

3869316420

Tax Period

2025-01-01 to 2025-12-31

SILVER SANDS BRIDLE CLUB INC, founded in 1971, is a micro nonprofit that reported $87K in total revenue in fiscal year 2025. Revenue decreased 14% compared to the prior year. Expenses of $113K exceeded revenue, resulting in a 30% operating deficit.

Mission

CLUB-HORSE ENJOYMENT AND EDUCATION

Program Service Accomplishments

Program 1

CLUB ENJOYMENT AND EDUCATION INVOLVING HORSES AND RIDING. THE CLUB CONTINUES TO REPRESENT HORSE RIDING IN VOLUSIA COUNTY THERE ARE NUMEROUS OPPORTUNITIES FOR YOUNG RIDERS TO PARTICIPATE

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $9,318

Program Service Revenue $66,723

Investment Income $1,503

Other Revenue $9,387

TOTAL REVENUE $86,931

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $278

Other Expenses $113,398

TOTAL EXPENSES $113,398

Year-over-Year Comparison

	2025	2024	Change
Revenue	$86,931	$101,559	-0.1%
Expenses	$113,398	$114,700	0.0%
Net Income	$-26,467	$-13,141	+1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$7,713

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TERRIE BARR	VICE PRESIDENT	10.00	Officer	$0	$0	$0
CHRIS KELLOGG	SECRETARY	10.00	Officer	$0	$0	$0
JYAN COLT	TREASURER	10.00	Officer	$0	$0	$0
CAMILLE INGHAM	ASSISTANT TREASURER	10.00	Officer	$0	$0	$0
BECKY MALONEY	DIRECTOR	10.00	Officer	$0	$0	$0
ANTHONY J ROTUNDO SR	PRESIDENT	10.00	Officer	$0	$0	$0
BONNIE PARRISH	DIRECTOR/SHOW CHAIR	10.00	Director	$0	$0	$0
THERESA MASSIE	DIRECTOR	10.00	Director	$0	$0	$0
CAMERON ROTUNDA	DIRECTOR	10.00	Director	$7,713	$0	$7,713
DENISE STRATTON	ASSISTANT SECRETARY	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$86,931	$113,398	$398,152	$-26,467
2024	$101,559	$114,700	$424,651	$-13,141
2023	$69,929	$105,280	$437,936	$-35,351
2022	$117,944	$150,537	$473,191	$-32,593
2021	$154,285	$199,851	$505,699	$-45,566
2020	$156,686	$160,132	$551,710	$-3,446