HUNTSVILLE SYMPHONY ORCHESTRA

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1960

Legal Domicile

Principal Officer

JEANNE RIZZARDI

Phone

2565390601

Tax Period

2024-06-01 to 2025-05-31

HUNTSVILLE SYMPHONY ORCHESTRA, founded in 1960, is a small nonprofit in the Arts, Culture & Humanities sector that reported $331K in total revenue in fiscal year 2024.

Mission

TO FOSTER, PROMOTE AND INCREASE THE MUSICAL KNOWLEDGE AND APPRECIATION OF THE PUBLIC IN CONNECTION AND COOPERATION WITH AND IN SUPPORT OF THE HUNTSVILLE SYMPHONY ORCHESTRA.

Program Service Accomplishments

Program 1

Expenses: $64,042

CRESCEN-DOUGH AUCTION

Program 2

Expenses: $201,154

SYMPHONY BALL

Program 3

Expenses: $13,330

SILVER TEA

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $45,805

Program Service Revenue $0

Investment Income $342

Other Revenue $284,919

TOTAL REVENUE $331,066

Expense Breakdown

Grants Paid $298,739

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $278,526

Other Expenses $29,993

TOTAL EXPENSES $328,732

Year-over-Year Comparison

	2024	2023	Change
Revenue	$331,066	$329,817	+0.0%
Expenses	$328,732	$327,138	+0.0%
Net Income	$2,334	$2,679	-0.1%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
J RIZZARDI	PRESIDENT	4	Officer Director	$0	$0	$0
INA W SMITH	1ST VICE PRES	4	Officer Director	$0	$0	$0
JANET NEELY	2ND VICE PRES	4	Officer Director	$0	$0	$0
JENNIF SWOBODA	RECORDING SECR	4	Officer Director	$0	$0	$0
JEFFIF LAPIDUS	CORRESP SECR	4	Officer Director	$0	$0	$0
JEANNE PHILLIP	TREASURER	4	Officer Director	$0	$0	$0
NAOMI DUBOIS	PAST PRESIDENT	4	Officer Director	$0	$0	$0
JANYE CLARY	ARRANGEMENTS	2	Director	$0	$0	$0
ASHLEY WALKER	AWARDS	2	Director	$0	$0	$0
JAMIE SAUNDERS	COMMUNICATIONS	2	Director	$0	$0	$0
PAIGE HANKS	COMPUTER DATA	2	Director	$0	$0	$0
ANN RIVARD	FINANCE	2	Director	$0	$0	$0
SUSAN ANDERSON	FINE ARTS SIGN	2	Director	$0	$0	$0
MARIE NEWBERRY	GOVERNANCE	2	Director	$0	$0	$0
JODY BRIDGES	HOSPITALITY	2	Director	$0	$0	$0
COURNEY ALLEN	MEMBERSHIP	2	Director	$0	$0	$0
PATTI THORNTON	NOMINATING	2	Director	$0	$0	$0
N RICHARDSON	PROPERTIES	2	Director	$0	$0	$0
JANET SKIDMORE	QUARTER NOTES	2	Director	$0	$0	$0
C KAMELCHUK	SCHOLARSHIP	2	Director	$0	$0	$0
SUSI MANN	CRESCEN-DOUGH	2	Director	$0	$0	$0
R LATHAM	SILVER TEA	2	Director	$0	$0	$0
TABBY RAGLAND	SYMPH BALL	2	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$331,066	$328,732	$363,750	$2,334
2024	$329,817	$327,138	$361,416	$2,679
2023	$281,066	$428,732	$358,737	$-147,666
2022	$329,817	$327,138	$506,403	$2,679
2021	$198,996	$333,712	$644,418	$-134,716
2020	$463,768	$395,701	No data	$68,067
2019	$420,002	$449,289	$624,288	$-29,287
2018	$412,060	$368,434	$742,578	$43,626