CONNECTICUT INSURANCE GUARANTY ASSOCIATION

EIN: 237204066

Boston, MA

Total Revenue
$5,648,164
Total Expenses
$9,857,251
Total Assets
$100,887,038
Net Assets
$100,887,038
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1971
Legal Domicile
MA
Principal Officer
Barbara Petersen Law
Phone
6172277020
Tax Period
2023-01-01 to 2023-12-31

CONNECTICUT INSURANCE GUARANTY ASSOCIATION, founded in 1971, is a community nonprofit that reported $5.6M in total revenue in fiscal year 2023. Revenue fell 45% from the prior year — a significant decline worth monitoring. Expenses of $9.9M exceeded revenue, resulting in a 75% operating deficit.

Mission

During the year the Association paid covered claims on behalf of insolvent insurers in accordance with the Connecticut state statute, Chapter 704a, Section 38a-842 of the Connecticut Insurance Laws.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $4,936,835
Investment Income $711,329
Other Revenue $0
TOTAL REVENUE $5,648,164

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $8,277,401
Other Expenses $1,579,850
TOTAL EXPENSES $9,857,251

Year-over-Year Comparison

2023 2022 Change
Revenue $5,648,164 $10,278,713 -0.5%
Expenses $9,857,251 $19,221,547 -0.5%
Net Income $-4,209,087 $-8,942,834 -0.5%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

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Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
7
Independent Members
7
Employees
N/A
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
7
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Joseph Torti Chair representing United States Fire Insurance Co. 1
Director
$0 $0 $0
Jennifer A Morrison Vice Chair representing Amica Mutual Indemnity Company 1
Director
$0 $0 $0
John Cerrone Board Member representing Nationwide Mutual Insurance Co. 1
Director
$0 $0 $0
Eileen Fongemie Board Member representing MEMIC Indemnity Company 1
Director
$0 $0 $0
Joanne Garvin Board Member representing Travelers Indemnity Company 1
Director
$0 $0 $0
Adam Robitaille Board Member representing Farmers P&C Insurance Co 1
Director
$0 $0 $0
Andrew J Schneider Board Member representing Hartford Fire Insurance Company 1
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 No data No data No data No data
2023 $5,648,164 $9,857,251 $100,887,038 $-4,209,087
2022 $10,278,713 $19,221,547 $105,096,125 $-8,942,834
2021 $6,299,722 $22,360,864 $114,038,959 $-16,061,142
2020 $8,953,873 $19,538,942 $130,100,101 $-10,585,069
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