Granby Historical Association Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1946

Legal Domicile

Principal Officer

BELINDA HECKMAN

Phone

4135478557

Tax Period

2024-01-01 to 2024-12-31

Granby Historical Association Inc, founded in 1946, is a micro nonprofit that reported $11K in total revenue in fiscal year 2024. Revenue fell 39% from the prior year — a significant decline worth monitoring. Expenses of $31K exceeded revenue, resulting in a 176% operating deficit.

Mission

To receive, preserve and exhibit items relating to home, people, farm, industry and town government in Granby.

Program Service Accomplishments

Program 1

Expenses: $31,305 Revenue: $11,330

The organization has managed to preserve and exhibit items relating to home, people, farm, industry and town government in Granby.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,514

Program Service Revenue $0

Investment Income $719

Other Revenue $8,097

TOTAL REVENUE $11,330

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $31,305

Other Expenses $31,305

TOTAL EXPENSES $31,305

Year-over-Year Comparison

	2024	2023	Change
Revenue	$11,330	$18,528	-0.4%
Expenses	$31,305	$23,371	+0.3%
Net Income	$-19,975	$-4,843	+3.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✓ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
THERESA JOHNSON	PRESIDENT	001.00	Officer Director	$0	$0	$0
GEORGE RANDALL	VICE PRESIDENT	001.00	Officer Director	$0	$0	$0
BELINDA HECKMAN	SECRETARY	001.00	Officer Director	$0	$0	$0
JOAN DWIGHT	TRUSTEE	001.00	Director	$0	$0	$0
CYNTHIA WATSON	TRUSTEE	001.00	Director	$0	$0	$0
GLORIA SMITH	TRUSTEE	001.00	Director	$0	$0	$0
BELINDA HECKMAN	TREASURER	001.00	Officer Director	$0	$0	$0
GAIL OLEKSAK	TRUSTEE	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$11,330	$31,305	$597,361	$-19,975
2023	$18,528	$23,371	$617,336	$-4,843
2022	$22,941	$12,865	$623,079	$10,076
2021	$17,868	$21,000	$613,003	$-3,132
2020	$4,181	$12,723	$616,249	$-8,542
2019	$3,794	$12,880	$625,118	$-9,086
2018	$2,148	$13,156	$634,413	$-11,008