VOL AMB CORP OF TWP OF SADDLE BROOK (EIN 237226529) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1952

Legal Domicile

Principal Officer

JOHN GALVIN

Phone

2013688935

Tax Period

2023-01-01 to 2023-12-31

VOL AMB CORP OF TWP OF SADDLE BROOK, founded in 1952, is a small nonprofit in the Health Care sector that reported $125K in total revenue in fiscal year 2023. Revenue surged 111% from the prior year, signaling strong growth momentum. The organization ran a surplus of $20K, a strong 16% operating margin.

Mission

PROVIDING EMERGENCY FIRST AID

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $117,262

Investment Income $3,091

Other Revenue $4,838

TOTAL REVENUE $125,191

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $7,235

Program Expenses $70,875

Other Expenses $99,364

TOTAL EXPENSES $104,770

Year-over-Year Comparison

	2023	2022	Change
Revenue	$125,191	$59,292	+1.1%
Expenses	$104,770	$92,922	+0.1%
Net Income	$20,421	$-33,630	-1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ELLA LOSINO	TRUSTEE	N/A	Director	$0	$0	$0
WILLIAM MERGO	TRUSTEE	N/A	Director	$0	$0	$0
SARAH SANCHEZ	TRUSTEE	N/A	Director	$0	$0	$0
TOM SCHLOMANN	TRUSTEE	N/A	Director	$0	$0	$0
ED SUDO	TRUSTEE	N/A	Director	$0	$0	$0
TRACEY BOUZOUMITA	1ST LIEUTENA	N/A	Officer	$0	$0	$0
DEBBIE CUIPPA	SECRETARY	N/A	Officer	$0	$0	$0
JOHN GALVIN	TREASURER	N/A	Officer	$0	$0	$0
ERIC HOLLOMAN	VICE PRESIDE	N/A	Officer	$0	$0	$0
JOE PUZINO	PRESIDENT	N/A	Officer	$0	$0	$0
LOU RODRIGUES	CAPTAIN/CHAP	N/A	Officer	$0	$0	$0
ANTHONY WIESCZEZAK	2ND LIEUTENA	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$125,191	$104,770	$321,749	$20,421
2022	$59,292	$92,922	$301,328	$-33,630
2021	$138,323	$65,638	$334,958	$72,685
2020	$138,227	$76,849	$262,273	$61,378
2019	$135,427	$61,096	$200,895	$74,331
2018	$144,412	$86,077	$126,564	$58,335

VOL AMB CORP OF TWP OF SADDLE BROOK