CAMBRIDGE EDUCATION ASSOCIATION (EIN 237229961) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1984

Legal Domicile

Phone

6174924709

Tax Period

2017-07-01 to 2018-06-30

CAMBRIDGE EDUCATION ASSOCIATION, founded in 1984, is a small nonprofit that reported $243K in total revenue in fiscal year 2017. Revenue surged 50% from the prior year, signaling strong growth momentum. The organization ran a surplus of $52K, a strong 21% operating margin.

Mission

MAINT. & IMPROVE QUALITY OF EDUCATION

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2017)

Revenue Breakdown

Contributions & Grants $25,590

Program Service Revenue $216,927

Investment Income $547

Other Revenue $0

TOTAL REVENUE $243,064

Expense Breakdown

Grants Paid $0

Salaries & Benefits $90,304

Fundraising Expenses $0

Program Expenses $191,178

Other Expenses $100,874

TOTAL EXPENSES $191,178

Year-over-Year Comparison

	2017	2016	Change
Revenue	$243,064	$161,675	+0.5%
Expenses	$191,178	$189,999	+0.0%
Net Income	$51,886	$-28,324	-2.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$38,600

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROBERT V TRAVERS JR	Treasurer	5.00	Officer	$8,840	$0	$8,840
DANIEL G MONAHAN	President	5.00	Officer	$15,320	$0	$15,320
WILLIAM F MCDONALD	Vice President	5.00	Officer	$11,000	$0	$11,000
LISA ROSENBERG	Secretary	5.00	Officer	$3,440	$0	$3,440

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2018	$243,064	$191,178	$301,443	$51,886

CAMBRIDGE EDUCATION ASSOCIATION