MICHIGAN PROPERTY AND CASUALTY GUARANTY ASSOCIATION

EIN: 237231188

NOVI, MI

Total Revenue
$14,704,467
Total Expenses
$21,030,421
Total Assets
$128,237,930
Net Assets
$79,944,180
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1969
Legal Domicile
MI
Principal Officer
JEFFERY JENKINS
Phone
2484820381
Tax Period
2024-01-01 to 2024-12-31

MICHIGAN PROPERTY AND CASUALTY GUARANTY ASSOCIATION, founded in 1969, is a mid-sized nonprofit that reported $14.7M in total revenue in fiscal year 2024. Revenue surged 30% from the prior year, signaling strong growth momentum. Expenses of $21.0M exceeded revenue, resulting in a 43% operating deficit.

Mission

TO REVIEW, ADJUST, AND MAKE PAYMENTS OF COVERED CLAIMS FROM MEMBER INSOLVENT PROPERTY AND CASUALTY INSURANCE COMPANIES THAT WERE LICENSED IN THE STATE OF MICHIGAN

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $8,604,419
Investment Income $6,100,048
Other Revenue $0
TOTAL REVENUE $14,704,467

Expense Breakdown

Grants Paid $0
Salaries & Benefits $1,636,358
Fundraising Expenses $0
Other Expenses $19,394,063
TOTAL EXPENSES $21,030,421

Year-over-Year Comparison

2024 2023 Change
Revenue $14,704,467 $11,322,292 +0.3%
Expenses $21,030,421 $13,548,362 +0.6%
Net Income $-6,325,954 $-2,226,070 +1.8%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
6
Independent Members
6
Employees
11
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$490,533
Total Directors
7
$0
Key Employees
0
$0
Highest Compensated
3
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JAMES MORITZ CHAIR 1.00
Officer Director
$0 $0 $0
STEVEN DONNELLY BOARD MEMBER 1.00
Director
$0 $0 $0
RICHARD L FOX BOARD MEMBER 1.00
Director
$0 $0 $0
AMY MASS BOARD MEMBER 1.00
Director
$0 $0 $0
SUZANNE PHILLIPS BOARD MEMBER 1.00
Director
$0 $0 $0
OMARI SANKOFA BOARD MEMBER 1.00
Director
$0 $0 $0
MARGARET SCHESKE BOARD MEMBER 1.00
Director
$0 $0 $0
JEFFERY JENKINS EXECUTIVE DIRECTOR 38.80
Officer
$230,545 $41,478 $272,023
JOHN ARMENT DIRECTOR OF FINANCE AND ADMIN. 38.80
Officer
$184,646 $33,864 $218,510
LAURA MYERS CLAIMS MANAGER 38.80
Highest
$140,965 $33,685 $174,650
LORI RICE ACCOUNTING MANAGER 38.80
Highest
$124,267 $32,118 $156,385
BEN CZAPIEWSKI SENIOR CLAIMS ADJUSTER 38.80
Highest
$107,597 $22,769 $130,366
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $14,704,467 $21,030,421 $128,237,930 $-6,325,954
2023 $11,322,292 $13,548,362 $125,011,204 $-2,226,070
2022 $16,294,916 $32,360,522 $123,183,615 $-16,065,606
2021 $16,019,730 $6,495,992 $169,923,303 $9,523,738
2020 $12,638,878 $9,688,701 $167,155,900 $2,950,177
2019 $26,159,733 $17,220,251 $160,969,224 $8,939,482
2018 $34,507,368 $2,294,873 $142,864,064 $32,212,495
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