NEW YORK RURAL LETTER CARRIERS ASS… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1903

Legal Domicile

Principal Officer

BRIAN THOMPSON

Phone

5187552829

Tax Period

2024-07-01 to 2025-06-30

NEW YORK RURAL LETTER CARRIERS ASSOCIATION C/O JOHN FANCHER, founded in 1903, is a small nonprofit that reported $514K in total revenue in fiscal year 2024. Net assets of $1.3M represent 30 months of operating reserves.

Mission

LABOR ORGANIZATION FOR RURAL LETTER CARRIERS

Program Service Accomplishments

Program 1

EDUCATION & TRAINING: TRAIN LOCAL NYRLCA COUNTY OFFICERS ON THEIR DUTIES INCLUDING BUT NOT LIMITED TO RUNNING A MEETING, MINUTE TAKING, FINANCIAL RESPONSIBILITIES, ANNUAL REPORTS, RECORD RETENTION...

EDUCATION & TRAINING: TRAIN LOCAL NYRLCA COUNTY OFFICERS ON THEIR DUTIES INCLUDING BUT NOT LIMITED TO RUNNING A MEETING, MINUTE TAKING, FINANCIAL RESPONSIBILITIES, ANNUAL REPORTS, RECORD RETENTION, FILLING OUT AND ELECTRONICALLY FILING DOL LM4 AMD LM3 REPORTS AND COMPLETING AND FILING FORM 990N E-POSTCARD. STATE CONVENTION: GATHERED MEMBERSHIP TO PLAN FUTURE GOALS OF THE POSTAL WORKFORCE AND TO ELECT NEW OFFICERS. PUBLICATIONS: INFORMED MEMBERSHIP ON MATTERS RELEVANT TO THEIR EMPLOYMENT WITH THE UNITED STATES POSTAL SERVICE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $470,351

Investment Income $43,872

Other Revenue $0

TOTAL REVENUE $514,223

Expense Breakdown

Grants Paid $0

Salaries & Benefits $142,171

Fundraising Expenses $0

Other Expenses $383,034

TOTAL EXPENSES $525,205

Year-over-Year Comparison

	2024	2023	Change
Revenue	$514,223	$504,099	+0.0%
Expenses	$525,205	$481,227	+0.1%
Net Income	$-10,982	$22,872	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$70,337

Total Directors

$112,532

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
S JOHN FANCHER	SECRETARY-TR	30.00	Officer Director	$36,178	$0	$36,178
BRIAN THOMPSON	PRESIDENT	20.00	Officer Director	$23,912	$0	$23,912
GINGER STICKLES	EXECUTIVE CO	12.00	Director	$17,361	$0	$17,361
STEPHANIE FARINACCI	EXECUTIVE CO	12.00	Director	$15,043	$0	$15,043
KAREN KIPP	VICE PRESIDE	5.00	Officer Director	$9,147	$0	$9,147
JENNY SMITH	EXECUTIVE CO	5.00	Director	$8,182	$0	$8,182
RICHARD ELLERSON	EXECUTIVE CO	5.00	Director	$1,609	$0	$1,609
JOEL WESTLING	PRESIDENT	5.00	Officer Director	$1,100	$0	$1,100

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$514,223	$525,205	$1,282,384	$-10,982
2024	$504,099	$481,227	$1,293,366	$22,872
2023	$462,106	$469,997	$1,264,217	$-7,891
2022	$444,611	$351,615	$1,272,489	$92,996
2021	$445,611	$153,452	$1,179,493	$292,159
2020	$415,124	$288,808	$887,334	$126,316
2019	$388,924	$402,391	$761,018	$-13,467
2018	$374,716	$552,957	$774,485	$-178,241

NEW YORK RURAL LETTER CARRIERS ASSOCIATION C/O JOHN FANCHER