NATIONAL RURAL LETTER CARRIERS ASS… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1903

Legal Domicile

Phone

8644739288

Tax Period

2024-07-01 to 2025-06-30

NATIONAL RURAL LETTER CARRIERS ASSOCIATION, founded in 1903, is a small nonprofit that reported $381K in total revenue in fiscal year 2024. Expenses of $339K left a modest 11% surplus.

Mission

The mission of the SCRLCA shall be to improve the methods used by rural mail carriers to cooperate with the USPS and the public for the good of the service to promote a fraternal spirit among its members and to benefit their conditions of labor

Program Service Accomplishments

Program 1

Expenses: $55,500 Revenue: $0

total of cost for state convention of state delegates

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $323,221

Program Service Revenue $0

Investment Income $20,642

Other Revenue $37,385

TOTAL REVENUE $381,248

Expense Breakdown

Grants Paid $0

Salaries & Benefits $119,237

Fundraising Expenses $0

Program Expenses $55,500

Other Expenses $219,730

TOTAL EXPENSES $338,967

Year-over-Year Comparison

	2024	2023	Change
Revenue	$381,248	$358,640	+0.1%
Expenses	$338,967	$394,514	-0.1%
Net Income	$42,281	$-35,874	-2.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$108,925

Total Directors

Key Employees

$1,072

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
David Wertz	President	16.00	Officer	$19,083	$0	$19,083
Cassandra Francis	Vice-President	12.00	Officer	$24,358	$0	$24,358
Ronnie Callaway	Secretary-Treasurer	8.00	Officer	$23,264	$0	$23,264
Betty Weldon	Executive Committee	1.00	Officer	$1,329	$0	$1,329
Greg Hendricks	Executive Committee	7.00	Officer	$10,142	$0	$10,142
Deleon Evans	Executive Committee	7.00	Officer	$21,485	$0	$21,485
Cheryl Goodreau	Executive Committee	1.00	Officer	$686	$0	$686
Vanessa Hart	Executive Committee	4.00	Officer	$8,578	$0	$8,578
Daniel Morris	executive committee	1.00	Key Emp	$1,072	$0	$1,072

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	No data	No data	No data	No data
2025	$381,248	$338,967	$511,334	$42,281
2024	$358,640	$394,514	$469,053	$-35,874
2023	$321,740	$346,804	$501,302	$-25,064
2022	$320,930	$301,582	$551,430	$19,348
2021	$313,663	$106,152	$488,882	$207,511

NATIONAL RURAL LETTER CARRIERS ASSOCIATION