EASTCHESTER TEACHERS ASSOCIATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1967

Legal Domicile

Principal Officer

ADAM CHERTOK

Phone

9147936130

Tax Period

2024-07-01 to 2025-06-30

EASTCHESTER TEACHERS ASSOCIATION, founded in 1967, is a small nonprofit that reported $309K in total revenue in fiscal year 2024. Expenses of $294K left a modest 5% surplus.

Mission

TO PROMOTE THE STANDARDS OF THE TEACHING PROFESSION AND TO PROMOTE THE INTEREST OF PUBLIC EDUCATION AND SPECIAL PROJECTS.

Program Service Accomplishments

Program 1

Expenses: $293,522 Revenue: $308,540

TO PROMOTE THE STANDARDS OF THE TEACHING PROFESSION AND TO PROMOTE THE INTEREST OF PUBLIC EDUCATION AND SPECIAL PROJECTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $298,765

Investment Income $3,471

Other Revenue $6,304

TOTAL REVENUE $308,540

Expense Breakdown

Grants Paid $0

Salaries & Benefits $29,116

Fundraising Expenses $0

Program Expenses $293,522

Other Expenses $264,406

TOTAL EXPENSES $293,522

Year-over-Year Comparison

	2024	2023	Change
Revenue	$308,540	$301,094	+0.0%
Expenses	$293,522	$292,324	+0.0%
Net Income	$15,018	$8,770	+0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$22,186

Total Directors

$6,930

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
VITO DEBELLIS	NEGOTIATOR	10.00	Director	$4,130	$0	$4,130
ANDREW BECKER	COORDINATOR	10.00	Director	$800	$0	$800
DANIELLE FIORE	COORDINATOR	10.00	Director	$500	$0	$500
KELLY CAVALLI	COORDINATOR	10.00	Director	$500	$0	$500
ED GRUBER	COMMITTEE CHAIR	10.00	Director	$500	$0	$500
JOANNE DIMASSE	COORDINATOR	5.00	Director	$250	$0	$250
CHRISTINA LICCIONE	COORDINATOR	5.00	Director	$250	$0	$250
BRYAN JOHNSON	EXECUTIVE VICE PRESIDENT	10.00	Officer	$3,212	$0	$3,212
EMILY CHAZEN	VICE PRESIDENT	10.00	Officer	$3,023	$0	$3,023
RUTH KAMBAR	VICE PRESIDENT	10.00	Officer	$3,023	$0	$3,023
ADAM CHERTOK	PRESIDENT	10.00	Officer	$7,000	$0	$7,000
JO ANN BIANCAVILLA	TREASURER	10.00	Officer	$2,620	$0	$2,620
CARA D'IPPOLITO	VICE PRESIDENT	10.00	Officer	$1,108	$0	$1,108
RACHEL TORORELLA	SECRETARY	10.00	Officer	$2,200	$0	$2,200

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$308,540	$293,522	$303,891	$15,018
2024	$301,094	$292,324	$288,873	$8,770
2023	$285,446	$272,681	$280,103	$12,765
2022	$278,137	$266,974	$267,338	$11,163
2021	$277,083	$269,202	$256,175	$7,881
2020	$283,486	$274,205	$248,294	$9,281
2019	$265,703	$271,147	$239,013	$-5,444