VIRGINIA PROPERTY AND CASUALTY INSURANCE GUARANTY ASSOCIATION

EIN: 237270137

Boston, MA

Total Revenue
$7,954,257
Total Expenses
$8,612,349
Total Assets
$152,058,348
Net Assets
$152,058,348
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1972
Legal Domicile
MA
Principal Officer
Barbara Petersen Law
Phone
6172277020
Tax Period
2024-01-01 to 2024-12-31

VIRGINIA PROPERTY AND CASUALTY INSURANCE GUARANTY ASSOCIATION, founded in 1972, is a community nonprofit that reported $8.0M in total revenue in fiscal year 2024. Revenue surged 164% from the prior year, signaling strong growth momentum. Net assets of $152.1M represent 229 months of operating reserves.

Mission

During the year the Association paid covered claims on behalf of insolvent insurers in accordance with the Virginia state statute, Chapter 16 of Title 38.2 of the Code of Virginia.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $2,807,469
Investment Income $5,146,788
Other Revenue $0
TOTAL REVENUE $7,954,257

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $5,924,299
Other Expenses $2,688,050
TOTAL EXPENSES $8,612,349

Year-over-Year Comparison

2024 2023 Change
Revenue $7,954,257 $3,018,278 +1.6%
Expenses $8,612,349 $9,860,733 -0.1%
Net Income $-658,092 $-6,842,455 -0.9%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

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Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
9
Independent Members
9
Employees
N/A
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
9
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Theresa C Lewis Chair representing Mutual Assurance Society of VA 1
Director
$0 $0 $0
Beth Murphy Vice Chair representing Grange Insurance Company 1
Director
$0 $0 $0
Tom Brown Board Member representing State Farm Mutual Auto. Ins. Co. 1
Director
$0 $0 $0
Michael Catina Board Member representing Zurich American Ins. Co. 1
Director
$0 $0 $0
Samantha Freedman Board Member representing Government Employees Ins Co 1
Director
$0 $0 $0
Douglas Morrissey Board Member representing Continental Casualty Company 1
Director
$0 $0 $0
David Priddy Board Member representing Virginia Farm Bureau Mutual Ins Co 1
Director
$0 $0 $0
Tinna Damaso Quigley Board Member representing Allstate Insurance Company 1
Director
$0 $0 $0
Joe Torti Board Member representing United States Fire Insurance Co 1
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $7,954,257 $8,612,349 $152,058,348 $-658,092
2023 $3,018,278 $9,860,733 $152,716,440 $-6,842,455
2022 $3,063,188 $7,960,632 $159,558,895 $-4,897,444
2021 $15,741,691 $9,162,364 $164,456,339 $6,579,327
2020 $8,242,269 $8,319,727 $157,877,012 $-77,458
2018 $15,166,647 $11,832,848 $144,852,215 $3,333,799
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