FAMILIES FORWARD LEARNING CENTER

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1984

Legal Domicile

Principal Officer

ELVA SANDOVAL

Phone

6267922687

Tax Period

2024-07-01 to 2025-06-30

FAMILIES FORWARD LEARNING CENTER, founded in 1984, is a community nonprofit in the Education sector that reported $3.1M in total revenue in fiscal year 2024. Revenue fell 32% from the prior year — a significant decline worth monitoring. Expenses of $2.9M left a modest 5% surplus.

Mission

PREPARING FAMILIES LIVING IN ISOLATION AND POVERTY TO SUCCEED IN SCHOOL AND IN LIFE THROUGH TWO GENERATION LEARNING PROGRAMS.

Program Service Accomplishments

Program 1

Expenses: $2,326,480

PARENTS CONSISTENTLY PARTICIPATED IN OUR TWO-GENERATION LEARNING COMPONENTS INCLUDING PARENT EDUCATION WORKSHOPS, PARENT SUPPORT GROUPS, AND PARENT-CHILD ACTIVITIES. AT THE BEGINNING OF THE SCHOOL...

PARENTS CONSISTENTLY PARTICIPATED IN OUR TWO-GENERATION LEARNING COMPONENTS INCLUDING PARENT EDUCATION WORKSHOPS, PARENT SUPPORT GROUPS, AND PARENT-CHILD ACTIVITIES. AT THE BEGINNING OF THE SCHOOL YEAR, WE CONDUCTED COMPREHENSIVE NEEDS ASSESSMENTS AND PARENT STRESS INDEX SURVEYS AS PART OF THE ENROLLMENT PROCESS TO IDENTIFY FAMILIES' NEEDS. WE THEN DEPLOYED AN INDIVIDUALIZED SET OF SERVICES FOR EACH CHILD AND FAMILY. WE ARE ALSO PROUD TO SHARE THAT WE HAVE BEEN ABLE TO ACCOMMODATE THE DELIVERY OF MENTAL HEALTHCARE FOR ALL FAMILIES IN NEED OF IT. ADDITIONALLY, TEN FAMILIES WHO ARE NOT ENROLLED IN OUR EARLY CHILDHOOD EDUCATION PROGRAM ARE RECEIVING MENTAL HEALTH CARE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,884,184

Program Service Revenue $0

Investment Income $188,163

Other Revenue $4,839

TOTAL REVENUE $3,077,186

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,732,891

Fundraising Expenses $202,721

Program Expenses $2,326,480

Other Expenses $1,183,528

TOTAL EXPENSES $2,916,419

Year-over-Year Comparison

	2024	2023	Change
Revenue	$3,077,186	$4,495,851	-0.3%
Expenses	$2,916,419	$2,970,439	0.0%
Net Income	$160,767	$1,525,412	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MIGUEL LOZA JR	PRESIDENT	0.00	Officer Director	$0	$0	$0
SUSAN MARKI	MEMBER	0.00	Director	$0	$0	$0
CARIE WICKERS	TREASURER	0.00	Officer Director	$0	$0	$0
SANDY ESSERMAN	SECRETARY	0.00	Director	$0	$0	$0
VERONICA JONES	MEMBER	0.00	Director	$0	$0	$0
LINDA LOPEZ	VICE PRESIDENT	0.00	Director	$0	$0	$0
STEPHANIE COLLETTA	MEMBER	0.00	Director	$0	$0	$0
RUTH ANNE HAMMOND	MEMBER	0.00	Director	$0	$0	$0
MARY FREEMAN	MEMBER	0.00	Director	$0	$0	$0
JUDY BROWN	MEMBER	0.00	Director	$0	$0	$0
MEERA BOGHANI	MEMBER	0.00	Director	$0	$0	$0
RAYMOND TABANDEH	MEMBER	0.00	Director	$0	$0	$0
SUSAN STANNARD	MEMBER	0.00	Director	$0	$0	$0
COLLEEN DUNN-BATES	MEMBER	0.00	Director	$0	$0	$0
SARA BOCKSERMAN	MEMBER	0.00	Director	$0	$0	$0
LYONEL CARRE	MEMBER	0.00	Director	$0	$0	$0
RICKY KONG	MEMBER	0.00	Director	$0	$0	$0
SARAH LANNI	MEMBER	0.00	Director	$0	$0	$0
ELVA SANDOVAL	EXECUTIVE DIRECTOR	40.00	Highest	$167,925	$0	$167,925

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$3,077,186	$2,916,419	$8,267,195	$160,767
2024	$4,495,851	$2,970,439	$8,171,987	$1,525,412
2023	$2,231,503	$2,358,087	$6,395,050	$-126,584
2022	$1,884,019	$2,110,228	$5,986,828	$-226,209
2021	$1,766,847	$1,872,534	$6,569,632	$-105,687
2020	$1,613,700	$2,018,041	$6,287,338	$-404,341
2019	$1,468,899	$1,946,151	$6,435,489	$-477,252
2018	$1,809,414	$1,986,240	$6,887,858	$-176,826