WINNER AREA CHAMBER OF COMMERCE (EIN 237279646) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1947

Legal Domicile

Principal Officer

SHERRI MAYES

Phone

6058421533

Tax Period

2024-01-01 to 2024-12-31

WINNER AREA CHAMBER OF COMMERCE, founded in 1947, is a micro nonprofit in the Community Improvement sector that reported $100K in total revenue in fiscal year 2018. Revenue decreased 16% compared to the prior year.

Mission

THE WINNER AREA CHAMBER OF COMMERCE IS A NON-PROFIT ORGANIZATION WHICH TAKES A LEADERSHIP ROLE IN SERVING THE NEEDS OF THE WINNER AREA AND IS THE ADVOCATE AND CATALYST IN THE PROMOTION, GROWTH,AND QUALITY OF LIFE IN THE AREA.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $124,560

Program Service Revenue $0

Investment Income $0

Other Revenue $59,065

TOTAL REVENUE $183,625

Expense Breakdown

Grants Paid $0

Salaries & Benefits $87,430

Fundraising Expenses $0

Other Expenses $99,425

TOTAL EXPENSES $186,855

Year-over-Year Comparison

	2024	2023	Change
Revenue	$183,625	$176,374	+0.0%
Expenses	$186,855	$158,422	+0.2%
Net Income	$-3,230	$17,952	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

189

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SCHUYLER GUTTING	DIRECTOR	N/A	Director	$0	$0	$0
KEENAN KNUTELSKI	PAST PRESIDE	N/A	Director	$0	$0	$0
JOSH OLSON	DIRECTOR	N/A	Director	$0	$0	$0
SHAUNA RADANT	DIRECTOR	N/A	Director	$0	$0	$0
ISAAC SCHRAMM	DIRECTOR	N/A	Director	$0	$0	$0
ALYSSA SMITHER	VICE-PRESIDE	N/A	Director	$0	$0	$0
NATHAN SMITHER	DIRECTOR	N/A	Director	$0	$0	$0
BELVA WEBER	DIRECTOR	N/A	Director	$0	$0	$0
GARY ZIMBLEMAN	DIRECTOR	N/A	Director	$0	$0	$0
SHERRI MAYES	PRESIDENT	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$183,625	$186,855	$81,660	$-3,230
2023	$176,374	$158,422	$84,892	$17,952
2022	$191,374	$207,167	$66,939	$-15,793
2021	$171,878	$180,767	$107,292	$-8,889
2020	$170,237	$166,004	$102,537	$4,233
2019	$114,272	$118,461	$115,823	$-4,189
2018	$99,901	$103,174	$92,135	$-3,273

WINNER AREA CHAMBER OF COMMERCE