RALPHO TOWNSHIP PUBLIC LIBRARY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1973

Phone

5706729449

Tax Period

2024-01-01 to 2024-12-31

RALPHO TOWNSHIP PUBLIC LIBRARY, founded in 1973, is a small nonprofit that reported $272K in total revenue in fiscal year 2024. Revenue surged 243% from the prior year, signaling strong growth momentum. The organization ran a surplus of $204K, a strong 75% operating margin.

Mission

LEND LIBRARY MATERIALS TO THE GENERAL PUBLIC. OBJECTIVE IS TO PROVIDE INFORMATIONAL, EDUCATIONAL AND RECREATIONAL MATERIALS TO MEET THE NEEDS OF THE LOCAL RESIDENTS.

Program Service Accomplishments

Program 1

Expenses: $64,870

LEND LIBRARY MATERIALS TO THE GENERAL PUBLIC. OBJECTIVE IS TO PROVIDE INFORMATIONAL, EDUCATIONAL AND RECREATIONAL MATERIALS TO MEET THE NEEDS OF LOCAL RESIDENTS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $231,308

Program Service Revenue $658

Investment Income $17,949

Other Revenue $22,102

TOTAL REVENUE $272,017

Expense Breakdown

Grants Paid $0

Salaries & Benefits $45,492

Fundraising Expenses $0

Program Expenses $64,870

Other Expenses $22,358

TOTAL EXPENSES $67,850

Year-over-Year Comparison

	2024	2023	Change
Revenue	$272,017	$79,361	+2.4%
Expenses	$67,850	$58,817	+0.2%
Net Income	$204,167	$20,544	+8.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DIANE AMBROSE	Director	1.00	Director	$0	$0	$0
RICK KNOEBEL	Director	1.00	Director	$0	$0	$0
LINDA DUZICK	Director	1.00	Director	$0	$0	$0
HILARY ROTH	Secretary	1.00	Director	$0	$0	$0
LINDA COUSINS	Treasurer	2.00	Director	$0	$0	$0
CAROLYN WOLFE	Vice President	1.00	Director	$0	$0	$0
HARRY HUFF	Director	1.00	Director	$0	$0	$0
AMANDA NOBLIT	President	1.00	Director	$0	$0	$0
AUBREY HARTRANFT	Director	1.00	Director	$0	$0	$0
MARY STAHL	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$272,017	$67,850	$472,717	$204,167