CUMRU TOWNSHIP LIONS CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1972

Legal Domicile

Principal Officer

Vicki Friedmann

Phone

6109161301

Tax Period

2019-07-01 to 2020-06-30

CUMRU TOWNSHIP LIONS CLUB, founded in 1972, is a micro nonprofit that reported $2K in total revenue in fiscal year 2019. Revenue fell 67% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $2K, a strong 91% operating margin.

Mission

The mission of the organization is to provide financial support to the community and to local charities. This is accomplished by Bingo game sponsorship.

Program Service Accomplishments

Program 1

Expenses: $0 Revenue: $0

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2019)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $0

Other Revenue $2,084

TOTAL REVENUE $2,084

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $0

Other Expenses $181

TOTAL EXPENSES $181

Year-over-Year Comparison

	2019	2018	Change
Revenue	$2,084	$6,313	-0.7%
Expenses	$181	$193	-0.1%
Net Income	$1,903	$6,120	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Karl Stamm	President	1.00	Officer Director	$0	$0	$0
Tomas Wocklish	Vice President	1.00	Officer Director	$0	$0	$0
Gwen Burgis	Secretary	3.00	Officer Director	$0	$0	$0
Victoria Friedmann	Treasurer	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2020	$2,084	$181	$20,056	$1,903
2019	$6,313	$193	$22,816	$6,120