MASSACHUSETTS INSURERS INSOLVENCY FUND

EIN: 237304306

Boston, MA

Total Revenue
$7,985,327
Total Expenses
$11,880,515
Total Assets
$199,525,037
Net Assets
$199,525,037
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1973
Legal Domicile
MA
Principal Officer
Barbara Petersen Law
Phone
6172277020
Tax Period
2024-01-01 to 2024-12-31

MASSACHUSETTS INSURERS INSOLVENCY FUND, founded in 1973, is a community nonprofit that reported $8.0M in total revenue in fiscal year 2024. Revenue surged 95% from the prior year, signaling strong growth momentum. Expenses of $11.9M exceeded revenue, resulting in a 49% operating deficit.

Mission

During the year the Association paid covered claims on behalf of insolvent insurers in accordance with the Massachusetts state statute, Chapter 1 75 D, G. L. Mass., enacted as Chapter 261, Laws 1970.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $1,305,418
Investment Income $6,679,909
Other Revenue $0
TOTAL REVENUE $7,985,327

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $8,341,319
Other Expenses $3,539,196
TOTAL EXPENSES $11,880,515

Year-over-Year Comparison

2024 2023 Change
Revenue $7,985,327 $4,088,951 +1.0%
Expenses $11,880,515 $11,262,672 +0.1%
Net Income $-3,895,188 $-7,173,721 -0.5%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
8
Independent Members
8
Employees
N/A
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
8
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Donald Baldini Chair representing Liberty Mutual Insurance Co. 1
Director
$0 $0 $0
Chris Whitford Vice Chair representing Safety Insurance Company 1
Director
$0 $0 $0
Harris E Berenson Board Member representing The Hanover Insurance Group 1
Director
$0 $0 $0
Eileen Fongemie Board Member representing MEMIC Indemnity Company 1
Director
$0 $0 $0
Samantha Freedman Board Member representing Government Employees Ins Co 1
Director
$0 $0 $0
Chris Hall Board Member representing Arbella Mutual Insurance Company 1
Director
$0 $0 $0
Adam Robitaille Board Member representing Farmers Prop. & Cas. Ins. Co. 1
Director
$0 $0 $0
Kevin Walsh Board Member representing The Travelers Indemnity Co. 1
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $7,985,327 $11,880,515 $199,525,037 $-3,895,188
2023 $4,088,951 $11,262,672 $203,420,225 $-7,173,721
2022 $903,993 $10,977,963 $210,593,946 $-10,073,970
2021 $27,762,839 $9,546,180 $220,667,916 $18,216,659
2020 $9,509,061 $9,190,417 $202,451,257 $318,644
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